The Complete List of Auto Insurance Companies: From Allstate to USAA

Finding the right auto insurance provider isn’t just about brand names—it’s about trust, savings, and service. That’s why our list goes beyond the basics.

We independently research, verify, and update this comprehensive guide each month using the latest NAIC market share data, insights from over 3,000 local insurance agents, and thousands of verified user reviews. Our goal: help you compare leading insurance companies quickly and confidently, whether you want the biggest brand, the best value, or specialty options for your needs.

What is the most trusted car insurance company?

USAA and State Farm rank among our top choices for best car insurance companies. Both providers have competitive rates, excellent financial strength ratings, consistently receive high marks in third-party customer satisfaction studies.

How do I compare car insurance companies?

To compare car insurance companies, first determine how much coverage you need, and then get quotes from at least three providers. Since your premium depends on your location, driving record, and other factors, you’ll need to get a quote to find out exactly how much you’ll pay. You can also apply qualifying discounts when you get an online quote or speak with an agent.

Which car insurance company has the best rates for high-risk drivers?

GEICO and Progressive offer the most affordable rates and are among our picks for high-risk car insurance. Compared to other providers, GEICO usually offers lower rates for high-risk driving profiles, including young drivers, those with bad credit or speeding tickets, and seniors. Progressive has competitive rates for drivers with DUIs.

Who is the cheapest car insurance provider?

USAA, GEICO, and Root have the cheapest auto insurance premiums, depending on your driving profile and location. USAA is best for military members and families, GEICO provides affordable coverage across all 50 states, and Root is our top usage-based insurer for safe drivers.

What’s the best auto insurance company for young drivers?

Auto-Owners, USAA, and GEICO are our top choices for young drivers, since they offer the lowest premiums and provide plenty of eligible discounts.

Quotes can differ based on factors like these:

• Your driving record, like if you were involved in an at-fault accident with bodily injury
• Your driving habits
• Your credit score
• Whether you drive an Uber or Lyft, as it will require additional coverage

You can save money on car insurance coverage by bundling it with home insurance or life insurance using a multi-policy discount. Make sure to check what your personalized service will cost, what the claims service is like, and how the mobile app is rated on the Apple and Google Play stores. If you file a claim, how soon will you hear back? Does the provider cover your ZIP code? We can tell you all that and more.