Auto Insurance for Young Drivers

In order to find cheap rates for young drivers, quotes should be obtained from a variety of companies. It's important to understand that some carriers may offer lower prices than others; therefore, a comparison will help pinpoint the lowest premiums.

Enter your zip code below to get quotes from multiple companies for young drivers.


Younger motorists are usually seen to much more of a risk to insures due to their inexperience behind the wheel and the statistics that have been compiled which show them being more susceptible to traffic accidents. From a statistical standpoint, motorists between the age of 16 and 19 are far more likely to be involved in an accident due to immaturity, lack of driving experience and bad judgment while operating a motor vehicle. For every mile driven, these youths are four times more likely to be involved in a crash than older motorists.

According to the National Highway Traffic Safety Administration, in the year 2008, 2,379 motorists between the ages of 15 and 20 suffered fatal injuries as result of automobile collisions and over an additional 228,000 suffered nonfatal injuries. At a rate of one out of three teenage deaths, traffic accidents are the leading cause of death among teens. In addition, this age group accounted for 12% of all drivers involved in fatal crashes; the total number of involvement in collisions involving fatalities totaled 5,864.

Driving habits also contribute to teenagers being seen as putting themselves in danger behind the wheel. Younger motorists have a likelihood to speed, tailgate, drive while impaired and a are less likely to wear seatbelts. In 2008, thirty-one percent of younger motorists who were killed in motor vehicle crashes had consumed some amount of alcohol and 25% had a blood alcohol content of over 0.08. Additionally, 55% of vehicle occupants who where fatally injured in a traffic accident were not wearing safety belts.