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Frequently Asked Questions

AutoInsurance.com is an independent platform that helps you compare car insurance quotes from trusted providers across the country. Our goal is to make finding affordable, reliable auto insurance simple and transparent.

AutoInsurance.com earns money through partnerships with major insurance providers. When you purchase a policy through one of our partner links or connect with an agent, the provider compensates us — at no cost to you. This allows us to keep our services completely free for consumers.

Yes, we partner with over 3,000 local agents nationwide to provide up-to-date and localized information on auto insurance costs and coverage. Our experienced team and network of licensed professionals help you compare policies, understand your options, and find the right coverage for your needs.

Our team of writers, editors, and researchers create content based on data-driven research, maintaining strict editorial independence from our insurance partners. Integrity, transparency, accuracy, and user-focused reporting are the core principles behind everything we publish.

Every insurance company evaluates risk factors differently, meaning the same driver can get very different prices from different insurers. Comparing auto insurance quotes helps you see those differences clearly — and ensures you’re not overpaying for the same coverage.

To generate the most accurate quotes, insurers typically need your address, vehicle details, driving history, and current coverage information.

It’s smart to compare car insurance quotes at least once a year or whenever your policy is up for renewal. Rates can change based on your driving record, location, and other factors — and checking regularly ensures you’re always getting the best deal available

*Not all drivers will qualify for the advertised rates. Eligibility depends on multiple factors including driving history and policy details.