Our mission is to help consumers find the right auto insurance policies at fair prices. AutoInsurance.com was founded in 2000, and over the last 25+ years, we’ve helped tens of millions of Americans find better auto insurance plans. We believe everyone should have access to quality, affordable insurance no matter who they are.
We are committed to providing you with clear, accurate information on how car insurance works, and making it easy to shop the full market with just a click. We’ve built a comprehensive database of rates to help you make informed, data-driven decisions and find the best coverage for your needs.
The inspiration for AutoInsurance.com came from our personal experiences of shopping for auto insurance. Googling “auto insurance” returned search results for a bunch of provider websites, all slick marketing and advertising designed to get you signed up.
One of our founders was shocked to find out he was almost uninsurable after years of living in a city without a car. The only way for him to drive legally was to pay exorbitant premiums for a low-quality provider. Another founder had her policy canceled after two small fender benders, with no notification from her provider. Is that even legal? At the very least, it doesn’t seem fair, and attempting to decipher our state’s car insurance requirements and laws meant decoding complicated legal text on state statutes — not exactly accessible.
We knew we weren’t the only people shopping blindly and getting frustrated. Every day, people pay inflated premiums for subpar coverage, and the worst part is that they’re not even aware of how much money they can save. And with the cost of auto insurance rising steeply in the past several years, finding affordable rates is more important than ever.
We work with over 3,000 local agents nationwide, and our editorial team brings decades of combined experience in the auto insurance industry. We use these assets to help you learn about everything that goes into your auto insurance policy, from where you live and what you drive to your driving and credit histories.
Once you’ve found the information you need to move forward, we’ll connect you with the policy and provider that’s right for you. While we make money from these interactions with our partners, it’s at no cost to you.
We want you to understand all your options and the ins and outs of auto insurance, so you can make confident, informed decisions. From your initial research to signing on the dotted line, we’re here to help you find the coverage you need, skip what you don’t, and know what’s really worth paying for.
First and foremost, you want insurance that fits your needs — without overpaying. Maybe you just moved states and need to find a new policy. Maybe you’re a military member or veteran, and wondering if you can get a discount. Or maybe you are a first-time driver and don’t even know what a deductible is. How do you get a good deal on auto insurance while staying protected?
Our local agents draw on years of experience and real-time data from thousands of communities across the country to guide you through the process. Whether you’re a first-time driver, a parent of a teen, a veteran, or just looking to insure your everyday car, we’ll connect you with clear, trustworthy information that demystifies auto insurance pricing — so you can protect yourself, your family, and your vehicle with confidence.
Here are the answers to the questions our customers ask the most about AutoInsurance.com. But if you have more questions, read our auto insurance FAQs page.
AutoInsurance.com provides consumers with free information about auto insurance providers and policies. We use data from thousands of local insurance agents to educate consumers about the options available in their areas.
AutoInsurance.com is completely free to use. You won’t have to pay a fee to find an auto insurance policy through AutoInsurance.com.
AutoInsurance.com partners with the top auto insurance providers in the U.S., including these companies:
Learn more about our editorial guidelines and how we rate and review providers.
AutoInsurance.com makes money through its partnerships with auto insurance providers. Whenever anyone signs up for an auto insurance policy through our services, the provider compensates us at no cost to the customer.
AutoInsurance.com is an independent website that helps people find reliable, affordable auto insurance. We’re your go-to resource for getting quotes, learning about coverage options, and connecting with experienced local agents. From initial research to sign-up, we guide you through the entire process so you don’t overpay for protection.
In addition to offering quotes, we conduct original research on key auto insurance topics—like auto theft, crash rates, and electric vehicles. We also review providers and highlight top options to help you find the right coverage for your needs, whether you’re a first-time driver or a seasoned one.
Our goal is to help you choose the best provider for your situation and connect you with local agents who can ensure you get the right coverage at a fair price.
The team at AutoInsurance.com includes thousands of auto insurance agents located throughout the U.S., researchers, data analysts, journalists, editors, and fact-checkers.

Chad Lovell is AutoInsurance.com’s President of Insurance. Previously, Chad was the leader of the Optimization team at Assurance IQ, which was acquired by Prudential Financial. There, he drove profitability through strategic planning and real-time system operations across performance marketing and sales for Medicare, health, life, auto, and home insurance. In addition to other strategy and operational roles, Chad co-founded two education technology companies and began his insurance career at Liberty Mutual as part of the Strategic Partnerships team leading emerging segments like Smart Home. Chad holds a bachelor’s degree in electrical engineering from Texas Christian University and an MBA from the MIT Sloan School of Management.
LinkedIn: https://www.linkedin.com/in/chadlovell/

Maya Afilalo holds over 10 years of professional experience in writing, communications, and research, which she leverages to provide accurate and reliable information to empower consumers. In addition to overseeing content production, Maya has herself written many articles on auto insurance costs, company comparisons, state laws and requirements, and other topics. She is committed to helping consumers navigate the complex world of car insurance with clarity and confidence. Maya holds a bachelor’s degree from the University of Pennsylvania and a master’s from North Carolina State University.
LinkedIn: https://www.linkedin.com/in/maya-afilalo-aa764aa2/

Jacqueline Quach is a senior writer and editor at AutoInsurance.com with expertise in high-risk auto insurance, liability coverage, and telematics discounts. With years of experience in writing and user experience design, she specializes in translating complex policy details into practical, actionable guidance. Her work has appeared on MSN, Savings.com, and Angi. Jacqueline holds a B.A. in Communication Studies from UCLA and brings a research-driven, consumer-focused approach to insurance reporting.
LinkedIn: https://www.linkedin.com/in/jacquach/

Kate Romain is a senior writer and editor at AutoInsurance.com who contributes both editorial content and data management support across the site. She specializes in non-owner policies and consumer-focused carrier comparisons. With a background in communications and publishing, Kate ensures that pricing data and coverage explanations are accurate, clear, and up to date. Her work has been published in AAA Northeast, and she holds a bachelor’s and master’s degree from the University of East Anglia.
LinkedIn: https://www.linkedin.com/in/kateromain/

Tracy S. Lee is a writer and editor at AutoInsurance.com specializing in extended warranty reviews, telematics programs, and city-specific insurance pricing guides. With more than 10 years of experience in research and writing, she combines analytical rigor with clear, empathetic communication to help consumers navigate complex coverage decisions. Tracy holds a B.A. from NYU and brings extensive experience in consumer education to her insurance reporting.
LinkedIn: https://www.linkedin.com/in/tracy-s-lee/

Gayle Sato is a veteran personal finance journalist with more than 25 years of experience covering insurance, entrepreneurship, and consumer decision-making. She has written over a dozen articles for AutoInsurance.com, focusing on city-specific pricing, teacher insurance needs, and gig driver coverage. Her work has appeared in Entrepreneur, Experian’s consumer blog, and numerous national magazines. Known for her research-driven approach, Gayle helps readers compare policies and understand how market shifts affect premiums.

Natalie Quach is a writer at AutoInsurance.com with more than 13 years of experience. She specializes in research-driven guides that help drivers compare auto insurance carriers and coverage options with clarity and confidence. With a background in tech copywriting and UX writing for companies ranging from startups to Fortune 500 brands, Natalie excels at simplifying complex information into practical, actionable guidance for insurance shoppers.

Amanda Mushro is a video content creator and writer at AutoInsurance.com who produces consumer-focused insurance and financial guidance across multimedia platforms. With experience contributing to Forbes Advisor and hosting lifestyle video segments for TLC, she brings storytelling expertise and on-camera presence to insurance education. Amanda specializes in translating complex financial topics into relatable, accessible advice that empowers viewers and readers to make informed decisions.

Aliza Vigderman is a former senior writer and editor at AutoInsurance.com, where she authored and reviewed hundreds of articles on auto insurance pricing, coverage, and state regulations. With more than a decade of experience in digital journalism and industry analysis, her work has been featured in USA Today, Yahoo, MSN, and the Detroit Free Press. Aliza specializes in translating complex financial and regulatory topics into clear, consumer-focused guidance, and holds a degree in journalism from Brandeis University.
LinkedIn: https://www.linkedin.com/in/alizavig/

Ali Saleh is a previous writer and editor at AutoInsurance.com with nearly 10 years of experience in journalism and teaching. He specializes in simplifying complex insurance topics—such as traffic violations, state requirements, and pricing trends—into practical, research-driven guides. His work has been featured on MSN and Business.com, and he has written extensively for technology and SaaS companies. Ali holds a masters degree from North Carolina State University and a bachelor’s degree from University of California, Santa Cruz.
Laura Mondragón is an editor and journalist with nearly 20 years of experience in consumer and business media. She previously edited at AutoInsurance.com, where she ensured that reviews, pricing guides, and recommendations met rigorous standards for clarity, editorial integrity, and data accuracy. Previously copy chief at Future US, she led editorial teams across major brands including Live Science and Tom’s Guide. Laura holds a double major in Communications and Spanish and brings deep expertise in research, quality control, and fact-checking.
Beth Klongpayabal is the chief data scientist at AutoInsurance.com. She handles the data from thousands of local auto insurance agents, analyzing and synthesizing it to make it the most useful for our readers. Beth creates data-driven content on the auto insurance market, accident statistics, and the costs of personal auto insurance. Additionally, Beth has worked as an Analytics Manager and Project Manager at Savings.com, a website that compiles discounts on e-commerce products and services, for nearly a decade. She received her Master’s degree in Business Analytics from Texas A&M University in 2019.
Sarah Hamaker is a journalist and industry writer with more than 20 years of experience covering consumer finance, business, and insurance. At AutoInsurance.com, she focused on state-level pricing guides, carrier reviews, and cost analysis to help drivers make informed decisions. Her work has appeared in The Washington Post, NACS Magazine, and CREW Network. With a background in journalism and linguistics, Sarah is known for her research-driven reporting and accessible explanations of complex topics.
Jonathan Bloom is a previous writer at AutoInsurance.com, where he analyzed insurance data and created research-driven consumer guides. Jonathan graduated summa cum laude from the University of Pennsylvania and later earned a Master of Science in Design & Urban Ecologies from The New School at Parsons, bringing a strong analytical and interdisciplinary approach to insurance reporting.
LinkedIn: https://www.linkedin.com/in/jonab/
Kimberlee Leonard is a previous writer at AutoInsurance.com and a former State Farm agent licensed in California. During her six years as an agent, she helped individuals and businesses protect their assets through tailored coverage solutions. She has written more than 100 insurance articles for Fit Small Business and has edited for Investopedia, Forbes, and Business.com. Kimberlee is also the founder of Centsible Money, a consumer-focused personal finance website.
LinkedIn: https://www.linkedin.com/in/kimberlee-leonard-3aaab46/
Nicole Urbanowicz is a previous writer at AutoInsurance.com with a strong background in journalism and financial reporting. She has created insurance and personal finance content for Business.com and contributed to FN Magazine and The Wall Street Journal’s Marketplace and Personal Journal sections. Nicole holds a bachelor’s degree in journalism from Boston University and a Master of Liberal Arts from Harvard University, where she earned the Dean’s List Academic Achievement Award. She is licensed in life, accident, and health insurance in New York.
Erin Gobler is a previous writer at AutoInsurance.com who covered car insurance alongside broader finance topics including mortgages, loans, taxes, and investing. Her work has been published in Forbes NextAdvisor, The Balance, and Fox Business. Erin holds a Bachelor of Arts in Journalism from the University of Wisconsin Oshkosh and has several years of freelance experience specializing in clear, research-driven financial education.
Monica Luhar is a previous writer at AutoInsurance.com with experience covering insurance, personal finance, and consumer topics. Her reporting has appeared in VICE, NBC News, Yahoo! News, AOL, LA Weekly, and The Senior List. Monica holds a degree in Literary Journalism from the University of California, Irvine, and brings a research-based storytelling approach to financial topics.