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Last updated: December 12, 2024
Good2Go Car Insurance Pricing 2024
Learn about policies, rates, and discounts for Good2Go Auto Insurance.
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Created in 1992 with busy and budget-conscious drivers in mind, Good2Go Insurance, Inc. is a car insurance company that offers minimum limits and affordable high-risk auto insurance. Good2Go also acts as a broker to connect customers with eight other insurance providers who offer different forms of coverage. On this page, we break down how much Good2Go insurance costs and what kinds of discounts it offers.
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What Will My Rate Be With Good2Go?
Our market analysis indicates that the average full coverage auto insurance rate from Good2Go is $2,448 annually, or $204 per month. The average minimum coverage rate is $695 per year, and $57.92 monthly. In both cases Good2Go’s rates are higher than the national average. This is not surprising given that Good2Go specializes in insuring high-risk drivers, who are typically more expensive to insure.
| Category | Full Coverage Avg. (Annual) | Full Coverage Avg. (Monthly) | Minimum Coverage Avg. (Annual) | Minimum Coverage Avg. (Monthly) |
|---|---|---|---|---|
| Good2Go | $2,448 | $204 | $695 | $58 |
| National Average | $1,926 | $160 | $547 | $46 |
Good2Go also offers auto insurance from multiple companies through the Good2Go brokerage service, matching you with the best insurance to fulfill your unique needs. Each of these companies has its own rates and policies.
A variety of factors affect car insurance rates, including the state you live in, the model, year, and safety rating of your vehicle, your age and gender, and your previous driving history. Full coverage will cost more than minimum coverage, and someone with a good driving record and credit score will have a lower auto insurance premium than someone with a bad driving history and credit score.
Compare car insurance quotes from multiple providers to see which one is most affordable for you. By shopping the market, you’re sure to find an insurance agency that can provide the coverage option you’re looking for.
Good2Go Auto Insurance Company Discounts
Each of the insurance providers under the Good2Go brand name has its own approach to discounts. They may offer different amounts of savings and have different eligibility requirements. We’ve compiled some discounts available from Good2Go’s own insurance brand and its brokerage brands below:
| Discount type | Discount description and qualifications | Average discount |
|---|---|---|
| Good driver discounts | Drivers without a history of accidents or traffic violations on their records | 10%-35% |
| Student driver discounts | High school and college students between the ages of 16 and 25 who maintain B grade averages or above on their transcripts | 5%-20% |
| Homeownership discounts | Drivers who own their own houses, apartments, condos, or mobile homes | 5%-10% |
| Multi-vehicle discounts | Drivers who multiple cars with Good2Go | 10%-25% |
| Paid-in-full discounts | Drivers who pay for auto insurance policy up front rather than in monthly increments | 5%-10% |
| Renewal discounts | Good2Go customers who extend their insurance policies | 3%-5% |
| Defensive driving course discounts | Complete a state-certified defensive driving course | 5%-15% |
| Airbag and passive restraint discounts | Vehicle must have proper, factory-installed seatbelts and airbags | Up to 5% on medical payments coverage |
| Anti-theft system and VIN etching discounts | Vehicle must have a built-in anti-theft system (factory-made or self-installed) and VIN etching | Up to 5% |
| Prior insurance discount | Drivers who have had at least 6 months of continuous coverage with another company | Up to 40% |
| Non-owner discount | Renting or borrowing a vehicle that someone drives but doesn’t own | Up to 25% |
| Good Student Discoun | Full time high school or college students (age 16-25) who maintain a B grade or higher | Up to 10% |
| Driver’s education discount | Young drivers (age 24 or younger) and families including young drivers who have completed driver’s education courses | Up to 10% |
THE MORE YOU KNOW:
Good2Go partners with Bindable to offer multiple types of insurance including homeowners insurance, renters insurance, and pet insurance, among other options.
Our Favorite Good2Go Features
High-Risk Insurance
It costs underwriters more to provide insurance to high-risk drivers, so policies can be very expensive. Good2Go specializes in offering affordable auto insurance to high-risk drivers who still need insurance to drive legally.
There are many reasons that insurers may consider a driver to be high-risk. Common reasons include a history of accidents or traffic violations, driver age (i.e. teenage drivers and drivers ages 70 or older), a low credit score or no credit score, and previous lapses in insurance.
Fast and Convenient SR-22s
A SR-22 is a document that insurance companies provide to certify that you have purchased the minimum level of insurance that your state requires. In specific circumstances when you have broken the law, your state may require you to provide an SR-22 to the Department of Motor Vehicles for several years after reinstating your license.
An SR-22 signifies a high-risk driver and the certificates can be expensive and inconvenient to obtain. If you need SR-22 documentation and purchase a Good2Go Direct policy, Good2Go will email or fax you proof of insurance while you wait for your paper copy to arrive by mail. Good2Go will also take care of sending all of the necessary documents to your state’s Department of Motor Vehicles directly. Good2Go can provide SR-22s in every state.
TIP:
SR-22 requirements can vary depending on your state. Be sure to check your state requirements if you need to file an SR-22.
Partnered With Bindable
Good2Go’s own insurance brand specializes in auto insurance, unlike some larger companies (including some of Good2Go’s brokerage brands) that offer other types of insurance as well. That said, in 2021, Good2Go announced a partnership with Bindable, an insurance technology company with a proprietary platform. Good2Go advertises that provides their auto insurance customers convenient one-stop shopping for all their insurance needs.
Availability
Currently, Good2Go’s auto insurance is available in all U.S. states except for Alaska, Kansas, Hawaii, Massachusetts, Montana, and Rhode Island. If you are located in one of these states, Good2Go may connect you with one of its brokerage insurers that offers coverage.
INSIDERS INFO:
What’s the difference between a broker and an agent? Both can help you buy insurance policies, but keep in mind that an insurance agent works on behalf of an insurance company while a broker works on behalf of the consumer.
How to Cancel Good2Go Car Insurance
Good2Go offers an online portal for auto insurance customers to upload claim information, make payments, and manage their policies. If you’re looking to cancel your auto insurance from Good2Go, you may be able to do so through your account portal or by calling its toll-free contact number at 800-777-6664.1
For insurance policies from other companies that you purchased through Good2Go, contact your policy provider.
Company Background
Good2Go was founded in 1992 as American Independent Companies, Inc. (AICI).2 Though the company’s name has changed since then, its mission has endured and remains dedicated to offering affordable and convenient minimum limits insurance, as well as comprehensive and collision coverage to underserved drivers.
In 2011, AICI introduced the Good2Go Insurance brand, advertising its new speciality in selling modestly-priced, accessible non-standard auto insurance. In 2016, American Independent Companies, Inc changed its name to Good2Go Auto Insurance.
The company’s headquarters are located in Blue Bell, Pennsylvania and it also maintains offices in Atlanta, Georgia and in Port St. Lucie, Florida.
Good2Go Insurance Contact Information
- Phone number: 800-777-6664
- Website: https://mypolicy.good2go.com/account/login
- Mailing address:
P.O. Box 1890
Blue Bell, PA 19422
Conclusion
Good2Go specializes in fast quotes, low down payments, and basic minimum limits policies for high-risk drivers looking for a convenient and budget-friendly auto insurance option. For underserved drivers who may have trouble finding affordable car insurance, Good2Go advertises easy insurance options with low down payments. Learn more in our in-depth Good2Go Review.
Frequently Asked Questions
What is “minimum limits auto insurance”?
Minimum limits auto insurance is the industry term for the minimum amount of insurance that your state of residence requires for you to drive legally. These amounts vary by state, so it’s important to make sure that your insurance is compliant with the rules of the state where you live.
What is non-standard auto insurance?
Non-standard auto insurance is a type of car insurance sold to drivers who are more likely to be involved in accidents and cost insurance companies more money to cover. Also known as high-risk auto insurance, typically, non-standard auto insurance is more expensive than other forms of insurance.
What happens to my Good2Go car insurance if I move?
If you move, your insurance rates with Good2Go may change. In particular, you will need to buy a new car insurance policy if you move states. Even if you’re moving within a state, your rates may change and even become more or less affordable based on your new zip code. If you’re moving, contact your insurance provider to inform them.
Will Good2Go cancel my insurance policy if I receive a DUI?
No, Good2Go will not drop your insurance coverage if you receive a DUI. Joe DeLage, CEO of Good2Go Insurance, Inc., makes the following promise to his customers: “If you have received a DUI, your coverage is not dropped. Good2Go Insurance, Inc. specializes in selling low-cost auto insurance to individuals like you who have been classified as high-risk drivers.”
Does Good2Go offer payment plans?
Yes, in addition to claiming to have the lowest down payments on minimum-limits insurance, Good2Go offers a variety of payment plans for customers on a budget. To learn more about payment plans, prospective customers should call 855-646-4661 (available 24 hours a day, seven days a week) and speak with a Good2Go representative.
Staff Writer
Kate Romain combines her dedication to research with her love for writing and communications to deliver informative, comprehensive articles for those exploring insurance options. Her years of professional experience in writing and communications have well-equipped her to assist customers get the information they need to make smart insurance choices. Kate has also written for GigWolf, Boston Medical Center, and non-profit Writers Without Margins. She holds a BA in History and Politics and an MA in Creative Writing, both from the University of East Anglia.
Citations
My Policy. Good2Go. (2022).
https://mypolicy.good2go.com/account/loginGood2Go Insurance, Inc.. LinkedIn. (2022).
https://www.linkedin.com/company/good2go-auto-insurance/
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