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Last updated: April 7, 2025

Infinity Car Insurance Pricing 2025

Infinity sells auto insurance to high-risk drivers in California

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Over the past 50 years, Infinity has grown to be one of the largest insurers of nonstandard auto insurance for high-risk drivers. Under Kemper Insurance, Infinity writes auto insurance policies for high-risk drivers in California. In other states, many Infinity policies have been migrated to Kemper. You may be a high-risk driver because of your age, poor credit history, or bad driving record with accidents or traffic violations. This page details all you need to know about Infinity’s rates and company background. Explore our favorite features and learn how to get in contact with Infinity.

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Car Insurance Rates for Infinity Auto Insurance

Coverage level Infinity Avg. Annual Cost
Minimum coverage $654
Full coverage $2,489

Your exact premium with Infinity depends on your desired coverage and your driver profile, including age, driving and insurance history, and zip code. Infinity operates in California, which is one of just a few states that does not allow auto insurance companies to use your credit score as a factor when determining your rate. To find the best deal, compare quotes from at least three car insurance companies before buying a policy.

Discounts with Infinity

With Infinity’s discounts, drivers can get a maximum of $679 off their annual premiums.

Discount type Discount qualification
Multiple vehicles Available to those who insure more than one car with Infinity.
Good student If you or a driver on your policy are a full-time student who maintains good grades, you may be eligible for a discount.
Pay in full If you pay your policy in full annually instead of monthly, you may be eligible for savings.
Proof of prior coverage Drivers qualify for a discount if they had a car insurance policy before switching to Infinity.

GOOD TO KNOW

Infinitiny does not make its full list of discounts available. Contact an Infinity agent 1-844-995-4822 to learn which other discounts you may be eligible for.

Favorite Features

Commercial Auto Insurance

If you have a small or midsize business, Infinity offers commercial auto coverage. This includes coverage for cargo vans, pickups, utility trailers, cars used for delivery service, and straight and flatbed trucks.

Infinity’s commercial auto coverage includes the following benefits:

  • Low rates for foreign licenses.
  • Discounts for paid-in-full, prior coverage, general liability, multivehicle, good driver, business experience, and proof of prior insurance.
  • Multiple payment options, such as recurring payments.
  • Automatic coverage for eligible new hires.
  • Trailer insurance options.
  • Commercial coverage for those with less than stellar driving history.

Easy-To-Use Mobile App

Infinity customers can manage their auto insurance policies through Kemper’s Auto Insurance app, which is available for both Android and iOS. Here are some tasks you can do in the app:

  • Make payments.
  • Access claims.
  • Online chat support.
  • Display ID cards.
  • Find preferred repair shops.
  • Submit claims information.
  • Locate company and agent information.

Specialty Vehicle Coverage

Along with basic coverage options such as liability, comprehensive, and collision, Infinity offers specialty vehicle coverage for these types of vehicles:

Where Is Infinity Available?

Under Kemper Insurance’s ownership, Infinity writes policies in California. If you live in another state, Kemper can insure you via another one of its family of auto insurance brands.

Cancellation Policy

You can cancel your policy with Infinity by calling 1-855-409-9381 or signing in to your account in the online portal. Arrange for your cancellation to take place immediately or on a future date of your choosing.

Before you reach out to Infinity, make sure you have your policy number, your contact information, and the date you would like your policy to end.

Before you cancel, ask your agent if there are any fees or if you are eligible for a refund. You may receive a refund for your premium if you cancel before your renewal date. Infinity will mail you a refund check if you qualify.

Company Background

  • 1955: Infinity was founded in Anniston, Alabama, as Dixie Insurance Co.
  • 1978: Dixie Insurance Co. changed its name to Infinity.
  • 1991: American Premier Underwriters bought Infinity.
  • 1995: American Premier Underwriters joined with American Financial Corp. to become American Financial Group (AFG).
  • 2002: AFG transferred all common stock of Infinity and its sister companies to Infinity Property & Casualty Corp. (IPCC).
  • 2003: IPCC became a publicly traded company with a listing on the Nasdaq Stock Market.
  • 2018: Kemper Insurance acquired Infinity.

Infinity Contact Information

Depending on your inquiry, you can reach Infinity by phone, email, mail, or online.

Contact method Customer service Quote Claims Commercial auto General inquiries
Phone 1-855-409-9381

Monday through Friday from 8 a.m to 6 p.m. local time and 8:30 a.m. to 3 p.m. local time

on  Saturday

1-800-478-3705

Monday through Friday from 8 a.m. to 8 p.m. ET and 8 a.m. to 5 p.m. ET on Saturday

1-800-463-4648

24/7

1-800-722-3391

Monday through Friday from 8 a.m to 10 p.m. CT and 8 a.m. to 5 p.m. CT on Saturday

1-855-420-0021

Monday through Friday from 8 a.m to 10 p.m. CT and 8 a.m. to 5 p.m. CT on Saturday

Online www.infinityauto.com/contact-infinity www.infinityauto.com/auto-insurance www.kemper.com/claims/report-a-claim N/A Facebook: www.facebook.com/KemperInsurance

X: https://x.com/kemperinsurance

LinkedIn: www.linkedin.com/company/kemperinsurance

Email customer.service@ipacc.com N/A N/A commercial.vehicle@ipacc.com customer.service@ipacc.com
Mail Infinity Insurance

900 E. Laurel Ave

McAllen, TX 78501

Infinity Insurance

900 E. Laurel Ave

McAllen, TX 78501

Infinity Insurance

900 E. Laurel Ave

McAllen, TX 78501

Infinity Insurance

900 E. Laurel Ave

McAllen, TX 78501

Infinity Insurance

900 E. Laurel Ave

McAllen, TX 78501

Conclusion

Whether you want an easy mobile experience or commercial auto insurance, Infinity offers a variety of products for your auto insurance needs. It’s a good option for high-risk drivers who are looking for quality coverage choices and nonstandard protection. Shop around and compare other auto insurance companies’ rates before you purchase a new policy. Also, get more detailed coverage explanations and learn what to expect with a new auto policy in our full Infinity car insurance review.

Frequently Asked Questions

Is Infinity insurance legitimate?

Yes, Infinity insurance has been operating since 1955 and is owned by Kemper Insurance. It has an A- rating (excellent) from AM Best, meaning you can count on its ability to fulfill claims.1 The provider also holds other third-party ratings from well-known companies like the National Association of Insurance Commissioners.

Why is Infinity insurance so high?

Infinity caters to high-risk drivers, so their premiums are higher to ensure they can fulfill claims payouts in the event of an accident. Also, Infinity only offers insurance in California, which has a larger number of drivers than most states.

Does Infinity offer accident forgiveness?

No, Infinity does not offer accident forgiveness. Your rates with Infinity are likely to increase after an at-fault accident.

Can I get an SR-22 with Infinity?

Yes, Infinity can provide you with an SR-22. To receive this certificate of financial responsibility, you will need to speak with an agent by calling 1-855-420-0021. Learn more about SR-22s and if you need one.

Can I get ride-share insurance with Infinity?

No, Infinity does not sell insurance for drivers using rideshare services such as Uber and Lyft. Bristol West is a high-risk provider that sells rideshare coverage.

Ella Erwin
Written by:Ella Erwin
Staff Writer
Ella Erwin is a writer at AutoInsurance.com. Their most recent professional experience was designing and co-facilitating courses in policy advocacy with the Center for New York City Affairs. They are currently pursuing a Master of Science in design and urban ecologies and creative community development at Parsons School of Design. Ella also has a Bachelor of Arts in sociology and sustainability from Pepperdine University.

Citations

  1. Infinity Insurance Company AM Best. (2025).
    https://ratings.ambest.com/CompanyProfile.aspx