Travelers Car Insurance Pricing 2024

The average annual premium for full coverage at Travelers costs about $1,630. Keep in mind that many factors determine what you will pay for your premium, so you may pay less or more than the average. Here are the average premium costs for several situations:

• Minimum coverage: The average annual cost of minimum coverage at Travelers is $530, which is below the national average of $547 per year.
• Full coverage: Full coverage comes at an annual cost of $1,630. It includes collision coverage, personal injury protection, uninsured/underinsured motorist coverage, and comprehensive coverage, which leads to higher auto insurance rates than the minimum.
• Teen drivers: The cost of car insurance for teens is significantly higher than average because of their lack of experience on the road. Expect to pay an average of $3,946 a year for your teen driver’s Travelers insurance.
• Young adult drivers: Fortunately, rates begin to drop for young adults in their mid-twenties to early thirties. The average annual premium for these drivers is $1,637.
• Adult drivers: Annual premiums cost around $2,133 for drivers in their thirties to late fifties.
• Older drivers: For drivers ages 60 and up, premiums cost an average of $1,130 per year.
• One speeding ticket: At $1,920, Travelers’ cost for drivers with a speeding ticket on their records is below the national average of $2,018.
• DUI: Expect premiums to increase significantly with a DUI. Premiums with one DUI incident cost an average of $3,023 (still below the national average of $3,328).

Named Non-Owner Coverage

If you drive frequently but do not own a car, Travelers offers liability coverage to protect you financially in the event of an accident. Non-owner car insurance is right for you if any of the following statements are true:

• You use car-sharing services.
• You borrow vehicles from others.
• You rent vehicles frequently.

Paperless/Automatic Billing

Never risk a late payment again when you sign up for paperless and automatic billing. This feature sends you a digital reminder that a payment is due. And going paperless means you will be doing your part to keep the environment clean.

Umbrella Insurance

Umbrella insurance goes beyond basic liability coverage. If you are in an auto accident that requires financial protection beyond the standard coverage, Travelers umbrella insurance can provide the following:

• Legal defense or lawsuit costs
• Coverage of $1 million to $10 million to protect your assets
• Coverage for claims that deal with defamation, libel, or slander
• Coverage for the high cost of medical bills or attorney fees
• Liabilities outside the U.S.¹

MYTravelers Mobile App

Mobile apps make life easier by saying goodbye to long waiting times on the phone. With the MYTravelers mobile app, you can accomplish the following tasks:

• Pay your bill.
• Edit policy features.
• Track roadside assistance when you most need it.
• View and download your auto insurance identification cards.
• File a claim and check its status.

Multipolicy Offerings

Travelers insurance coverage includes, but is not limited to, the following:

• Boat and yacht
• Business
• Commercial auto and trucking
• Cyber
• Flood
• Homeowners
• Jewelry and valuable items
• Landlord
• Motorcycle
• Pet
• Property
• Renters
• Travel
• Weddings and events

Travelers insurance is available in 42 states and the District of Columbia. It is not available in the following states:

• Alaska
• Hawaii
• Louisiana
• Michigan
• North Dakota
• South Dakota
• West Virginia
• Wyoming

If, for any reason, you need to cancel your Travelers auto policy, it will not charge an early cancellation fee. Cancel your policy through the following methods:

1. Call a representative at 1-800-842-5075.
2. Visit your local Travelers insurance agent.
3. Mail a written letter of cancellation to:
   • Travelers
   • P.O. Box 5600
   • Hartford, CT 06102

In your written notice, make sure to include your name, the date you want the policy to conclude, and your policy number.

Travelers was founded in 1864 in Hartford, Connecticut, when businessman James G. Batterson and banker James E. Bolter decided to pair up as business partners. It began as an accident insurance company when Baker, as a joke, asked Bolter how much it would cost to insure him for $5,000 in the case of his accidental death walking from the post office to his home.

The first concept of accident insurance would later evolve into the company offering several types of insurance coverage, including liability insurance for employers (workers’ compensation), aircraft liability, and accident policies for spaceflight and exploration. In addition,

Travelers was the first company to offer automobile insurance in 1897.

Besides being the first insurance company to offer auto insurance, this company was also the first to do the following:

• 1971: Travelers revealed a toll-free number for customers and the general public to call for any insurance-related questions or concerns.
• 2006: Travelers became the first company to offer a discount to customers with hybrid vehicles on their policies.
• 2019: Travelers offered customers access to digital claims payments through PayPal.

Travelers takes pride in its standards and ability to keep premiums at an affordable price. If you would like to know more about auto insurance coverage options, read our guide to the best car insurance companies to determine what type of coverage works best for your needs. In addition, we’ve included some frequently asked questions in case you still have questions regarding Travelers auto policies. Learn more in our Travelers car insurance review.