Last updated: May 1, 2014
TZ Insurance Solutions LLC
96 Linwood Plaza #367
Fort Lee, NJ 07024-3701
Attention: Customer Service (California Privacy Rights)
If you have any further questions about your rights under California law, you should send us an inquiry via the methods listed above.
We collect information that you provide to us when you use this Site. In connection with your use of this Site, you may be required to provide us with certain information, including, without limitation, some or all of the following information: name, address, residence information, telephone number, email address, vehicle information, driver’s license number, driving history, current or former insurance information, social security number, gender, educational background, date of birth, marital status and our web pages visited. It also includes information from your communications with us such as letters, telephone calls, and emails.
Information collected from you may be combined with other personally identifiable information or demographic information obtained from secondary sources, such as address update services.
We also may collect information about you from third parties, including (a) information we collect from insurance support organizations, such as consumer reporting agencies and other third parties; and (b) information such as motor vehicle reports, consumer credit information, demographic information, insurance histories and claims reports. Information obtained from insurance support organizations may be retained by such organizations and disclosed to other persons as permitted by law.
When you use this Site, the server automatically recognizes you by your "cookie". This cookie acts as a unique identifier, which allows us to personalize this Site to your specified interests and allows us to keep track of your activity on this Site. This information may be added to your personal profile and used to deliver offers and advertisements that are most relevant to your interests.
Furthermore, we retrieve certain information from your browser, including, without limitation, your browser type, platform-dependent information, requested document, referrer URL, date and time of your visit, your account information, purchase transaction detail (from third-party merchants on this Site) and the IP address associated with your transactions in the system. These categories of information, sometimes called "log-file data" or "clickstream data", are used to monitor this Site's performance, analyze traffic patterns and usage and ensure that the Site and the transactions performed through it function properly. This information also may be appended to your personal profile so that we may further tailor this Site to your interests and for us and our third-party advertiser partners to send offers to you based on such information.
Many of our third-party advertisers also utilize third-party cookies to identify you. We and third-party advertisers also currently use third-party cookies and clear pixel GIFs (also referred to as "web beacons") to measure page views on this Site, our third-party advertisers' websites and responses to e-mails. These devices allow us to identify unique visitors to this Site and your visits to our third-party advertisers' sites, and act as a counter for ongoing monitoring of this Site, e-mail and corresponding future transaction activity related to a specific offer for both us and our advertisers. These commonly used counters collect absolutely no personal information and, as always, this technology is only used to enhance this Site and make it more relevant to your personal interests and to measure the effectiveness of our e-mail and advertising campaigns.
We may use the information that you supply through this Site:
In connection with the solicitation and purchase of insurance products or services from our third-party insurance carrier partners, such insurance carriers may require that we transfer some or all of the information that you supplied to us. Additionally, we may create reports on user demographics and traffic patterns for our use and the use of our third-party insurance carrier partners. We may include your personal information in those reports. This information allows our third-party insurance carrier partners to deliver, and our users to receive, more relevant insurance products and services.
We also use contact information that you supply to us to send you information about us and to keep you informed of our other products and services, and/or those of our affiliates, which may be of interest to you. Please keep in mind, however, that we do not control, and we are not responsible for, the practices of our third-party insurance carrier partners. If you wish to stop receiving future e-mail marketing communications from us, please follow the procedures set forth under the heading "Opt-Out/Unsubscribe" below.
By submitting your e-mail address to us at this Site or otherwise and/or obtaining products and/or services through this Site, you agree to receive e-mail marketing from us and our third-party insurance carrier partners. In addition, you agree that such act constitutes a purchase and/or an inquiry or an application for purposes of the Telemarketing Sales Rule, 16 C.F.R. § 310 et seq., as amended from time to time (the "TSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's or a State's Do-Not-Call List, we retain the right to contact you via telephone in accordance with the TSR and applicable States' laws, rules and regulations. Moreover, by registering with, or requesting information from, a third-party insurance carrier partner at or through this Site or otherwise, such action constitutes a purchase and/or an inquiry or an application with the respective third-party insurance carrier partner for purposes of the TSR and you may be contacted via e-mail, direct mail and/or telephone by such third-party insurance carrier partner in accordance with the TSR.
We reserve the right to release current or past user information (a) to our service providers to provide business, professional or technical support functions, including, without limitation, to provide you with insurance quotes; (b) in the event we reasonably believe that this Site is being or has been used to commit unlawful acts; (c) as necessary if we have reason to believe that such disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with our rights or property, other users of this Site, or anyone else that could be harmed by such activities (d) to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law or as otherwise required by law or (e) if we are sold or acquired, through an asset sale, merger, corporate reorganization or otherwise. Moreover, you hereby consent to disclosure of any record or communication to any third party when we, in our sole discretion, determine the disclosure to be appropriate, as permitted by law, including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time.
This Site or other offers for goods and services that we may send to you may contain links to other third-party owned and/or operated websites. We are not responsible for the privacy practices or the content of such third-party websites. In some cases, you may be able to make a purchase though one of their third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at such website. These third-party websites have separate privacy and data collection practices and we have no responsibility or liability relating to such policies or practices.
We have taken certain physical, electronic, contractual and managerial steps to safeguard and secure the information we collect from Site visitors and other individuals. Please note, however, that it is your responsibility to maintain the confidentiality of your password associated with this Site, if any.
In addition to using a variety of security technologies and procedures to protect your personal information generally, to the extent your Social Security Number ("SSN") is collected by us, we also take measures to maintain its confidentiality, to protect it from unlawful disclosure and limit access to it by unauthorized third parties. Specifically, we will not make your SSN available to the general public, print your SSN on any card, require your SSN to access products or services, require you to transmit your SSN on the Internet unless the connection is secure or the SSN is encrypted, or require you to transmit your SSN to access a web site without requiring additional authentication.
TZ Insurance Solutions LLC
96 Linwood Plaza #367
Fort Lee, NJ 07024-3701
Attention: Customer Service (Privacy)