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Speeding and drunk driving cause a combined 60 percent of traffic fatalities in the U.S.
Although most of us drive every day, we don’t always think about the possible consequences of doing so. In worst-case scenarios, a motor vehicle crash can lead to property damage, injury, and even death. Fortunately, traffic fatalities are rare, but actions like drinking and driving, distracted driving, and speeding make them more likely.
Meanwhile, seat belts can save lives, and thankfully, most people in the U.S. comply with mandatory seat belt laws. However, there are certain situations in which people are more or less likely to wear seat belts. For example, school buses in some areas don’t have seat belts.
While 2024 data is not yet available, let’s take a look at the most recent statistics about car crashes in the United States.
Editor’s note (last updated November 2024): We have updated this page with the latest federal and state statistics and data on car crashes and seat belt use in the U.S.
Year over year, from 1960 to 2021, the number of traffic fatalities increased by 1 percent on average. In 2022, the most recent year for which data is available from the Bureau of Transportation Statistics, there were 42,514 traffic fatalities in the U.S., a 2 percent increase from 2021.1
Year | Fatalities |
---|---|
1960 | 36,399 |
1965 | 47,089 |
1970 | 52,627 |
1975 | 44,525 |
1980 | 51,091 |
1985 | 43,825 |
1990 | 44,599 |
1991 | 41,508 |
1992 | 39,250 |
1993 | 40,150 |
1994 | 40,716 |
1995 | 41,817 |
1996 | 42,065 |
1997 | 42,013 |
1998 | 41,501 |
1999 | 41,717 |
2000 | 41,945 |
2001 | 42,196 |
2002 | 43,005 |
2003 | 42,884 |
2004 | 42,836 |
2005 | 43,510 |
2006 | 42,708 |
2007 | 41,259 |
2008 | 37,423 |
2009 | 33,883 |
2010 | 32,999 |
2011 | 32,479 |
2012 | 33,782 |
2013 | 32,893 |
2014 | 32,744 |
2015 | 35,484 |
2016 | 37,806 |
2017 | 37,473 |
2018 | 36,835 |
2019 | 36,355 |
2020 | 39,007 |
2021 | 43,230 |
2022 | 42,514 |
According to data from the National Highway Traffic Safety Administration’s (NHTSA) Fatality Analysis Reporting System (FARS), the state of California had the highest number of traffic fatalities in 2022, with a total of 4,428.2 On average, 850 people died in car accidents in each state in 2022.
Of course, these numbers don’t take into account the number of licensed drivers per state, just the total number of traffic deaths. As such, states with larger populations are expected to have more traffic fatalities.
Accounting for the number of licensed drivers, the states with the highest rates of fatalities in 2022 were:
The states with the lowest rates of fatalities were:
State | Number of traffic fatalities in 2021 | Number of traffic fatalities in 2022 | Number of licensed drivers in 2022 | Fatalities per 100,000 licensed drivers in 2022 |
---|---|---|---|---|
Alabama | 983 | 988 | 4,087,885 | 24 |
Alaska | 70 | 82 | 521,220 | 16 |
Arizona | 1,192 | 1,302 | 5,847,661 | 22 |
Arkansas | 692 | 643 | 2,306,921 | 28 |
California | 4,513 | 4,428 | 27,632,103 | 16 |
Colorado | 691 | 764 | 4,477,447 | 17 |
Connecticut | 303 | 359 | 2,628,775 | 14 |
Delaware | 136 | 162 | 862,122 | 19 |
District of Columbia | 41 | 32 | 510,985 | 6 |
Florida | 3,741 | 3,530 | 16,495,556 | 21 |
Georgia | 1,809 | 1,797 | 7,360,699 | 24 |
Hawaii | 94 | 116 | 937,076 | 12 |
Idaho | 273 | 215 | 1,392,644 | 15 |
Illinois | 1,334 | 1,268 | 8,509,418 | 15 |
Indiana | 932 | 949 | 4,653,808 | 20 |
Iowa | 356 | 338 | 2,354,046 | 14 |
Kansas | 423 | 410 | 2,052,473 | 20 |
Kentucky | 806 | 744 | 2,993,550 | 25 |
Louisiana | 971 | 906 | 3,401,947 | 27 |
Maine | 153 | 182 | 1,060,461 | 17 |
Maryland | 563 | 564 | 4,398,839 | 13 |
Massachusetts | 413 | 434 | 4,889,069 | 9 |
Michigan | 1,137 | 1,124 | 7,776,994 | 14 |
Minnesota | 488 | 444 | 4,117,786 | 11 |
Mississippi | 766 | 703 | 2,047,069 | 34 |
Missouri | 1,016 | 1,057 | 4,290,391 | 25 |
Montana | 239 | 213 | 870,882 | 24 |
Nebraska | 221 | 244 | 1,449,818 | 17 |
Nevada | 385 | 416 | 2,210,689 | 19 |
New Hampshire | 118 | 146 | 1,174,826 | 12 |
New Jersey | 692 | 685 | 6,633,936 | 10 |
New Mexico | 483 | 466 | 1,508,575 | 31 |
New York | 1,156 | 1,175 | 12,084,675 | 10 |
North Carolina | 1,693 | 1,630 | 7,980,262 | 20 |
North Dakota | 101 | 98 | 563,161 | 17 |
Ohio | 983 | 1,275 | 8,405,794 | 15 |
Oklahoma | 70 | 710 | 2,556,609 | 28 |
Oregon | 1,192 | 601 | 3,104,916 | 19 |
Pennsylvania | 692 | 1,179 | 9,124,262 | 13 |
Rhode Island | 4,513 | 52 | 760,414 | 7 |
South Carolina | 691 | 1,094 | 4,091,650 | 27 |
South Dakota | 303 | 137 | 679,711 | 20 |
Tennessee | 136 | 1,314 | 5,061,288 | 26 |
Texas | 41 | 4,408 | 18,738,980 | 24 |
Utah | 3,741 | 319 | 2,252,656 | 14 |
Vermont | 1,809 | 76 | 478,421 | 16 |
Virginia | 94 | 1,008 | 5,837,147 | 17 |
Washington | 273 | 733 | 5,956,048 | 12 |
West Virginia | 1,334 | 264 | 1,148,406 | 23 |
Wisconsin | 932 | 596 | 4,374,582 | 14 |
Wyoming | 356 | 134 | 431,900 | 31 |
Passenger vehicles were involved in 33 percent of fatal crashes in 2022, while light trucks were involved in 43 percent.3 The most common type of passenger car involved in fatal crashes was a sedan, while the most common light truck type was a utility truck.
Much like the number of traffic fatalities, this data does not take into account how many of each vehicle type are on the road, so it doesn’t necessarily indicate that these vehicle types are more dangerous than others.
Type of vehicle | Body type | Number of vehicles involved in fatal crashes in the U.S. in 2020 | Percentage |
---|---|---|---|
Passenger car | All passenger cars | 20,049 | 33% |
Passenger car | Convertible | 427 | 1% |
Passenger car | Sedan | 15,757 | 26% |
Passenger car | Coupe | 1,777 | 3% |
Passenger car | Hatchback | 1,782 | 3% |
Passenger car | Wagon | 306 | 0.5% |
Light truck | All light trucks | 25,807 | 43% |
Light truck | Utility | 14,117 | 23% |
Light truck | Minivan | 1,160 | 2% |
Light truck | Cargo van | 522 | 1% |
Light truck | Step van | 2 | 0% |
Light truck | Other van type | 364 | 0.6% |
Light truck | Light pickup | 9,627 | 16% |
Light truck | Other light truck | 15 | 0% |
Large truck | Large trucks | 5,837 | 10% |
Large truck | Utility | 1 | 0% |
Large truck | Cargo van | 29 | 0% |
Large truck | Step van | 32 | 0.1% |
Large truck | Other van type | 35 | 0.1% |
Large truck | Large pickup | 764 | 1% |
Large truck | Single-unit truck | 1,476 | 2% |
Large truck | Truck tractor | 3,444 | 6% |
Large truck | Other large truck | 56 | 0.1% |
Motorcycle | Motorcycles | 6,359 | 11% |
Motorcycle | 2-wheel motorcycle (excluding motor scooters) | 5,692 | 9% |
Motorcycle | Moped | 41 | 0.1% |
Motorcycle | 3-wheel motorcycle (2 rear Wheels) | 81 | 0.1% |
Motorcycle | Off-road motorcycles | 140 | 0.2% |
Motorcycle | Unenclosed 3-wheel motorcycle/unenclosed autocycle (1 rear wheel) | 40 | 0.1% |
Motorcycle | Motor scooter | 242 | 0.4% |
Motorcycle | Other motored cycle type (minibikes, pocket bikes) | 20 | 0% |
Motorcycle | Unknown motored cycle type | 103 | 0.2% |
Bus | Buses | 213 | 0.4% |
Bus | School bus | 91 | 0.2% |
Bus | Intercity bus | 14 | 0% |
Bus | Transit bus | 74 | 0.1% |
Bus | Other bus | 34 | 0.1% |
Other | Other/unknown vehicle types | 2,236 | 4% |
Other | Motorhome | 51 | 0.1% |
Other | All-terrain vehicle | 257 | 0.4% |
Other | Recreational off-road Vehicle | 209 | 0.3% |
Other | Snowmobile | 14 | 0% |
Other | Farm equipment | 90 | 0.1% |
Other | Construction equipment | 13 | 0% |
Other | Low-speed vehicle | 5 | 0% |
Other | Golf cart | 23 | 0% |
Other | Street sweeper | 3 | 0% |
Other | Other vehicle | 111 | 0.2 |
Other | Unknown vehicle type | 1,460 | 2.4 |
Total | n/a | 60,501 | n/a |
In 2022, the NHTSA estimated that there were close to 6 million injury-only motor vehicle crashes, meaning they didn’t cause any fatalities or property damage. Over 2 million people were injured in traffic accidents that year. Ninety-one percent of the injured people were passenger vehicle occupants, 3 percent were motorcyclists, and 5 percent were nonoccupants, such as pedestrians.4
Category | Number of injuries (2022) |
---|---|
Passenger vehicle occupants (including driver) | 2,169,123 |
Motorcyclists | 82,687 |
Pedestrians | 67,336 |
Cyclists | 46,195 |
Other/unknown nonoccupants | 17,430 |
Total injuries | 2,382,771 |
Looking at all of the motor vehicle crashes that occurred in 2022, 71 percent caused property damage only, 28 percent were injury only, and 1 percent involved fatalities.
It’s a sad but true fact that every day in the U.S., approximately 37 people die from drunk driving accidents. In 2022, the total number was 13,524 people, a slight 0.7 percent decrease from 2021.4
Across the U.S., about one-third of traffic deaths involve drunk driving, making it one of the most common causes of traffic fatalities. When you’re behind the wheel, make sure your blood alcohol concentration is at 0 percent to avoid a fatal drunk-driving accident.
Below are the 12 states with the highest percentages of alcohol-related traffic fatalities:
State | Percentage of fatal crashes involving drunk driving in 2022 |
---|---|
South Carolina | 43% |
Rhode Island | 43% |
Texas | 42% |
District of Columbia | 39% |
Oregon | 39% |
Maryland | 37% |
Illinois | 37% |
Ohio | 37% |
New Hampshire | 36% |
Washington | 35% |
Arizona | 35% |
Connecticut | 35% |
Distracted driving is another common yet dangerous practice in the U.S., and it was the cause of 8 percent of fatal crashes in 2022. The state with the highest rate of distracted-driving–related fatalities was New Mexico, followed by Louisiana and Kansas.5
While speeding is quite common, it can be very dangerous. In 2022, there were 12,151 deaths due to speeding, making up 29 percent of all traffic fatalities.
Speeding is even more dangerous in bad weather. Forty-four percent of speeding-related fatal crashes involved mud, dirt, or gravel; 41 percent involved ice or frost; 39 percent involved moving or standing water; and 33 percent involved snow and slush. That means you need to be extra careful in the wintertime, especially on holidays, when deadly car crashes soar.
Additionally, statistics show that certain demographic groups are more likely to speed than others, which is one reason men pay more for car insurance.
Age group | Number of speeding male drivers in fatal crashes, 2022 | Percentage of total crashes | Number of speeding female drivers in fatal crashes, 2022 | Percentage of total crashes | Total number of speeding male and female drivers in fatal crashes, 2022 | Percentage of total crashes |
---|---|---|---|---|---|---|
15-20 | 1,237 | 35% | 246 | 19% | 1,483 | 14% |
21-24 | 1,256 | 32% | 237 | 17% | 1,493 | 14% |
25-34 | 2,501 | 27% | 536 | 17% | 3,037 | 28% |
35-44 | 1,664 | 21% | 323 | 13% | 1,987 | 18% |
45-54 | 1,039 | 16% | 217 | 11% | 1,256 | 12% |
55-64 | 777 | 13% | 158 | 8% | 935 | 9% |
65-74 | 352 | 9% | 74 | 6% | 426 | 4% |
75+ | 192 | 8% | 54 | 5% | 246 | 2% |
Total | 9,018 | 83% | 1,845 | 17% | 10,863 | n/a |
Men made up 83 percent of all speeding drivers in fatal crashes in 2022. Additionally, those between the ages of 25 and 34 made up almost a third of all speeding drivers who died in crashes the same year. The age group with the lowest rates was senior drivers 75 and older, which we’ll discuss in more detail below.6
Seat belts are extremely effective in preventing both injuries and deaths in crashes. In the front seat, they are estimated to reduce passenger car deaths by 45 percent and injuries by 50 percent. That means — statistically speaking — that out of the 11,471 passengers who were not wearing their seat belts when they died in car crashes in 2022, around 5,162 could have lived had they used these restraints.
From 1975 to 2017, seat belts saved an estimated 374,276 lives, an average of 8,911 a year. In 2022, 86 percent of the people who survived passenger vehicle crashes were wearing seat belts; only 14 percent were not.7 In other words, more than eight in 10 survivors of car crashes were wearing seat belts.
More than eight in 10 survivors of car crashes were wearing seat belts at the time of the crash.
Aside from preventing deaths, seat belts also make moderate-to-critical injuries 50 percent less likely for front-seat passengers.
Because the U.S. has no federal law regarding seat belt use, each state is responsible for deciding who must wear a seat belt based on their age and where they’re sitting in the vehicle. Each state legislature also decides if enforcement of these laws is primary, meaning that police can stop someone for violating a seat belt law alone, or secondary, meaning that it has to be accompanied by another offense for police to stop the car. Children are also often covered by separate laws.
State | Covered ages | Covered seats | Enforcement type | Maximum fine for first offense |
---|---|---|---|---|
Alabama | 15+ | All | Primary (secondary for rear seats) | $25 |
Alaska | 16+ | All | Primary | $15 |
Arizona | 5+ | All: Ages 5-15
Front: Ages 8+ |
Secondary | $10 |
Arkansas | 15+ | Front | Primary | $25 |
California | 16+ | All | Primary | $20 |
Colorado | 18+ | Front | Secondary (primary for under 18) | $71 |
Connecticut | 8+ | All | Primary (secondary for rear seat occupants over 16) | $15 |
Delaware | 16+ | All | Primary | $50 |
District of Columbia | 16+ | All | Primary | $25 |
Florida | 6+ | All: Ages 6-17 Front: Ages 6+ |
Primary | $30 |
Georgia | 8+ | All: Ages 8-17 Front: Ages 18+ |
Primary | $15 |
Hawaii | 8+ | All | Primary | $45 |
Idaho | 7+ | All | Secondary (primary for drivers under 18) | $10 |
Illinois | 16+ | All | Primary | $25 |
Indiana | 16+ | All | Primary | $25 |
Iowa | 18+ | Front | Primary | $25 |
Kansas | 14+ | All | Primary (secondary for ages 18+ in rear seats) | Ages 14-17: $60, no court costs Ages 18+: $10, no court costs |
Kentucky | 7+ (also 6 and under if over 57 inches tall) | All | Primary | $25 |
Louisiana | 13+ | All | Primary | $25; $45 in Orleans Parish |
Maine | 18+ | All | Primary | $50 |
Maryland | 16+ | All | Primary (secondary for rear seats) | $25 |
Massachusetts | 13+ | All | Secondary | $25 |
Michigan | 16+ | Front | Primary | $25 |
Minnesota | 18+ | All | Primary | $25 |
Mississippi | 7+ | All | Primary | $25 |
Missouri | 16+ | Front | Secondary (primary for children under 16) | $10 |
Montana | 6+ | All | Secondary | $20 |
Nebraska | 18+ | Front | Secondary | $25 |
Nevada | 6+ | All | Secondary | $25 |
New Jersey | 8+ (also 7 and under if over 57 inches tall) | All | Primary (secondary for rear seats) | No law |
New Hampshire | Under 18 (no law for adults) | All | Primary | $20 |
New Mexico | 18+ | All | Primary | $25 |
New York | 16+ | All | Primary | $50 |
North Carolina | 16+ | All | Primary (secondary for rear seats) | $25 |
North Dakota | 18+ | All | Primary | $20 |
Ohio | 8+ | All: Ages 8-14 Front: Ages 15+ |
Secondary (primary for ages 8-14) | $30 for driver; $20 for passenger |
Oklahoma | 9+ | Front | Primary | $20 |
Oregon | 16+ | All | Primary | $110 |
Pennsylvania | 18+ | Front | Secondary (primary for children under 18) | $10 |
Rhode Island | 18+ | All | Primary | $40 |
South Carolina | 8+ | All | Primary | $25 |
South Dakota | 18+ | Front | Secondary | $20 |
Tennessee | 16+ | Front | Primary | $50 |
Texas | 8+ (also 7 and under if over 57 inches tall) | All | Primary | $200 |
Utah | 16+ | All | Primary | $45 |
Vermont | 18+ | All | Secondary (primary for ages under 18) | $25 |
Virginia | 18+ | Front | Secondary (primary for ages under 18) | $25 |
Washington | 16+ (and younger if over 4’9”) | All | Primary | $124 |
West Virginia | 8+ | All: Ages 8-17 Front: Ages 8+ |
Primary | $25 |
Wisconsin | 8+ | All | Primary | $10 |
Wyoming | 9+ | All | Secondary | $25 for driver; $10 for passenger8 |
New Hampshire has the most lenient seat belt laws in that there is no seat belt law for adults. However, those under 18 are required by law to wear them. This law is under primary enforcement.
Fortunately, over nine out of 10 people in the U.S. wore seat belts in 2023.9
Year | Adults in front passenger seats who wore seat belts | Year-over-year difference |
---|---|---|
2007 | 83% | N/A |
2008 | 83% | 0% |
2009 | 84% | 1% |
2010 | 85% | 1% |
2011 | 84% | -1% |
2012 | 86% | 2% |
2013 | 87% | 1% |
2014 | 87% | 0% |
2015 | 89% | 2% |
2016 | 90% | 1% |
2017 | 90% | 0% |
2018 | 90% | 0% |
2019 | 91% | 1% |
2020 | 90% | -1% |
2021 | 90% | 0% |
2022 | 92% | 2% |
2023 | 92% | 0% |
Certain factors affect the frequency of seat belt use. For example, in 2023:
Demographic/circumstance | How often they wore seat belts in 2023 (high to low) |
---|---|
Drivers in the West | 97% |
Driving on expressways | 94% |
Driving in fast traffic | 94% |
Driving in vans and SUVs | 94% |
Driving in heavy traffic | 94% |
Driving in weather conditions with unclear visibility | 94% |
Drivers in the Midwest | 93% |
Drivers in the Northeast | 93% |
Driving on weekends | 93% |
In states with primary seat belt laws | 92% |
Driving in passenger cars | 92% |
Drivers in urban areas | 92% |
Driving in weather conditions with clear visibility | 92% |
Driving during weekday rush hour | 92% |
Driving on weekdays | 92% |
Drivers in rural areas | 91% |
Driving during weekday nonrush hours | 91% |
Right-front passengers | 91% |
Driving in medium traffic | 91% |
In states with secondary seat belt laws or no enforcement laws | 91% |
Driving in moderate traffic | 90% |
Driving on surface streets | 90% |
Driving in slow traffic | 89% |
Drivers in the South | 88% |
Driving in pickup trucks | 87% |
Driving in light traffic | 85% |
All in all, the type of person most likely to wear a seat belt is a driver in the West who’s driving in fast traffic on expressways in a van or SUV. On the other end, a person driving in light traffic in a pickup truck on surface streets in the South is least likely to buckle up.
Scientists test seat belts by measuring their effectiveness at absorbing the kinetic energy around a crash test dummy’s torso, hips, and rib cage. The purpose of the seat belt is to redirect the kinetic energy away from the passenger.
By crashing cars into walls head-on, scientists can see how seat belts perform in real crashes. With a car going from 31 to 0 mph, scientists measure how much the dummy was displaced to determine if the seat belt succeeded or not.10
Depending on your state and locality, you may not have had seat belts on your school bus. If seat belts are so effective at preventing traffic fatalities and injuries, why aren’t they protecting children on school buses across the U.S.?
First, it’s important to understand that school buses are safer than regular passenger vehicles; in fact, according to the NHTSA, they’re the safest way to get to school in the U.S. While 40 percent of school-related traffic fatalities of school-age children from 2013 to 2022 involved passenger-vehicle occupants, only 18 percent involved children in school transportation vehicles.11
Mode of transportation | Number of fatalities, 2013-2022 | Percentage of total school-transportation-related fatalities of school-age children in the U.S. in 2013-2022 (high to low) |
---|---|---|
Occupants of other vehicles | 80 | 40% |
Pedestrians | 76 | 38% |
Occupants of school-transportation vehicles | 35 | 18% |
Pedal cyclists | 5 | 3% |
Other nonoccupants | 2 | 1% |
School buses are so safe largely because have more federal standards than any other vehicle type, including these criteria:
That being said, the NHTSA acknowledges that seat belts on school buses would better protect children. In fact, a federal mandate would save two lives a year (assuming the number of buses didn’t decrease).
However, installing seat belts on all school buses in the U.S. would increase their purchase and operating costs. Consequently, fewer buses would be available, leading students to take other, less safe modes of transportation to school. As a result, 10 to 19 children would die commuting to school, which is at least five times more than the lives seat belts would save. In other words, a federal mandate on seat belts in school buses is a net negative under current school transportation budgets.
That being said, some states already require school buses to have seat belts:
Additionally, local jurisdictions in Arkansas, Louisiana, and Texas have the power to approve or deny the use of seat belts.13
Sixty percent of people who died in motor vehicle crashes in 2022 were in cars, pickups, or SUVs. Only 18 percent were pedestrians, 15 percent rode motorcycles, and the rest, at 2 and 3 percent, were in large trucks or on bicycles, respectively.14
Category | Number of crash fatalities | Percentage of crash fatalities |
---|---|---|
Car occupants | 13,820 | 33% |
Pickup and SUV occupants | 11,504 | 27% |
Large truck occupants | 823 | 2% |
Motorcyclists | 6,222 | 15% |
Pedestrians | 7,522 | 18% |
Cyclists | 1,084 | 3% |
Other/unknown | 1,539 | 2% |
Total | 42,514 | 100% |
Fifty-nine percent of these motor vehicle crash deaths occurred in urban areas, while 41 percent occurred in rural areas.
Area | Percentage of crash deaths |
---|---|
Urban | 59% |
Rural | 41% |
Teen drivers are a vulnerable driving group due to their lack of experience. In 2022, 2,883 teens aged 13 to 19 died in car crashes; the large majority (about two-thirds) were male, while the rest were female. In fact, unintentional injuries from accidents, which includes car accidents, were the leading cause of death for teens 15 to 19 the same year.15
When you combine teen driving with speeding, death rates rise. From 2015 to 2019, 43 percent of teen-driving fatalities involved speeding, according to the Governors Highway Safety Administration.16
State | Teen driver speeding-related fatalities 2015-2019, high to low |
---|---|
Hawaii | 83% |
District of Columbia | 80% |
New Hampshire | 77% |
Maine | 71% |
Pennsylvania | 68% |
Rhode Island | 67% |
New York | 63% |
Missouri | 61% |
Illinois | 59% |
New Mexico | 58% |
Colorado | 57% |
Oregon | 57% |
South Carolina | 57% |
Vermont | 56% |
Wyoming | 55% |
Connecticut | 54% |
Massachusetts | 54% |
Kansas | 53% |
Arizona | 51% |
Nevada | 51% |
Alaska | 50% |
Delaware | 50% |
Maryland | 50% |
New Jersey | 50% |
North Carolina | 49% |
Virginia | 49% |
West Virginia | 47% |
California | 46% |
South Dakota | 46% |
Wisconsin | 46% |
Michigan | 44% |
Montana | 44% |
Texas | 44% |
Washington | 44% |
Indiana | 40% |
Alabama | 39% |
Oklahoma | 39% |
North Dakota | 38% |
Minnesota | 36% |
Ohio | 36% |
Arkansas | 34% |
Utah | 34% |
Kentucky | 33% |
Louisiana | 32% |
Georgia | 28% |
Iowa | 28% |
Tennessee | 27% |
Idaho | 26% |
Nebraska | 23% |
Florida | 21% |
Mississippi | 20% |
Rates were highest in Hawaii, where 83 percent of teen fatalities involved speeding, an amount nearly double the national average.
Contrary to stereotypes, senior drivers are safer on the road than most other groups. According to 2022 NHTSA data, those 55 and older have lower rates of fatal car accidents than all other age groups.17
There is a direct correlation between age and involvement in traffic crashes. The older you are, the less likely you are to be involved in a crash, with the highest crash rates among those ages 15 to 20.
According to the U.S. Bureau of Labor Statistics, car crashes are the leading cause of work-related deaths in the U.S.18 From 2011 to 2022, more than 21,000 workers in the U.S. died in motor vehicle crashes. In 2022, car accidents were the first or second leading cause of death in every major industry group.
Aside from causing property damage, injuries, and deaths, car crashes also result in an increase in the cost of car insurance. The cost of car insurance after accidents will depend on the provider, but we found that the average increase is 42 percent.
Company | Avg. annual full coverage premium before an accident | Avg. annual full coverage premium after an at-fault accident | Avg. percentage increase |
---|---|---|---|
AAA | $2,562 | $3,717 | 45% |
Allstate | $2,571 | $3,686 | 43% |
American Family | $1,716 | $2,176 | 27% |
Auto-Owners | $1,576 | $2,538 | 61% |
Erie | $1,436 | $1,823 | 27% |
Farmers | $2,388 | $3,581 | 50% |
GEICO | $1,405 | $2,269 | 61% |
Nationwide | $1,603 | $2,418 | 51% |
Progressive | $1,777 | $2,738 | 54% |
State Farm | $1,760 | $2,172 | 23% |
Travelers | $1,464 | $2,013 | 38% |
USAA | $1,274 | $1,835 | 44% |
Even if the crash wasn’t your fault, your insurance costs could still rise, depending on your provider. However, the increase will be even higher if you caused the car accident.
Although these crash rates may seem scary, many accidents are preventable if you drive sober, focused, and under the speed limit. Of course, you can’t control what other drivers do, but making sure you’re driving as safely as possible, practicing defensive driving, and always wearing a seat belt will help you stay safe on the road. Overall trends are positive — more people are wearing seat belts year over year, and fewer people are being killed in motor vehicle accidents on average.
To learn more, read our car insurance research on the dangers of distracted driving, auto theft, and hit-and-runs. While some incidents aren’t preventable, seat belts are one easy way to greatly increase your overall safety while driving.
We used third-party data to compile this report. The third parties included:
Motor Vehicle Safety Data. Bureau of Transportation Statistics. (2024).
https://www.bts.gov/content/motor-vehicle-safety-data
Crashes and All Victims. National Highway Traffic Safety Administration. (2024).
https://www-fars.nhtsa.dot.gov/States/StatesCrashesAndAllVictims.aspx
Vehicles Involved in Fatal Crashes by Vehicle Type. National Highway Traffic Safety Administration. (2024).
https://www-fars.nhtsa.dot.gov/vehicles/vehiclesallvehicles.aspx
Overview of Motor Vehicle Traffic Crashes
in 2022. National Highway Traffic Safety Administration. (2024, June).
https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813560
Fatality and Injury Reporting System Tool. National Highway Traffic Safety Administration. (2024).
https://cdan.dot.gov/query
Motor Vehicle Safety Issues: Speeding. National Safety Council Injury Facts. (2024).
https://injuryfacts.nsc.org/motor-vehicle/motor-vehicle-safety-issues/speeding/
Occupant protection
. National Safety Council Injury Facts. (2024).
https://injuryfacts.nsc.org/motor-vehicle/occupant-protection/seat-belts/
Seat belts. Insurance Institute for Highway Safety and Highway Loss Data Institute. (2024).
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