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What young drivers need to know before getting behind the wheel
In the United States, many teens can start driving with supervision around age 15 and become fully licensed within a year. States have special laws for drivers under age 18 because they are less experienced than adult drivers. Laws vary by state, and it’s important for teens and guardians to be familiar with them in order to avoid penalties and higher insurance costs. We’ll walk through the restrictions state by state and tell you what you need to know about insuring a teen driver.
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Because teens are inexperienced drivers, they are at a much higher risk of getting into a car accident than adult drivers.
Per mile driven, the accident rate for teen drivers is nearly four times that of drivers age 20 and older.
Distracted driving, alcohol, and speeding also contribute to risky teen driving. A study by the CDC found that for teens involved in fatal crashes, 29 percent had been drinking. Out of all fatal crashes involving teens behind the wheel, 35 percent of male drivers and 18 percent of female drivers were speeding.1
States place special restrictions on teen drivers in order to reduce the risk of car accidents and fatalities. Studies find that these restrictions indeed reduce the risk of crashes among teens. For example, a study by the Insurance Institute for Highway Safety (IIHS) found that after the U.S. introduced graduated driver’s license (GDL) programs in the 1990s, the traffic fatality rate fell by 68 percent for 16-year-old drivers, 59 percent for drivers 17 years old, 52 percent for 18-year-olds, and 47 percent for 19-year-olds.2
The study also identified the five most effective laws for preventing teen fatalities and crashes:
The various laws governing teen drivers are designed to ensure they learn to drive safely under supervision and to limit the highest-risk behaviors.
All states and the District of Columbia have some form of GDL program, which mandates that teens must learn how to drive under adult supervision. The specifics of GDL programs vary by state, but they typically consist of three stages:
Limited visibility, fatigue, and an increased number of drunk drivers on the road make driving at night dangerous for all drivers, but it’s a particularly large risk for teens.
Per mile driven, the fatal crash rate of 16- to 19-year-olds is about three times as high as that of adult drivers between the age of 30 to 59-years old.3 That’s why many states impose a curfew that limits night driving for teenagers. While many curfews begin around midnight, research finds that nighttime teen crashes often occur between 9 p.m. and midnight.
The presence of passengers is another high-risk situation for teen drivers. According to a study from the National Highway Traffic Safety Administration, teen drivers are two-and-a-half times more likely to demonstrate potentially unsafe behaviors with another teen in the car compared to when driving solo. The possibility of a fatal crash also increases in direct connection to the number of teenagers in a car.4
Distracted driving is dangerous for all drivers, including teens. In 2022, seven percent of fatal teen crashes involved distracted driving.5 Because distracted driving can pose such a risk, most GDL programs place specific restrictions on phone use for teen drivers.
For example, some states allow hands-free cell phone use for adult drivers but do not allow teens the same privilege. In some states, teens cannot use any electronic devices while driving, whether handheld or hands-free.
Some states link teen driving privileges to school performance. For example, in Alabama, for every disciplinary point a teen receives after age 12 (e.g., for suspension or truancy), they must wait an additional week before applying for a learner’s permit. Other states require teens to be enrolled in school or have a high school diploma or equivalent in order to obtain a permit or license.
Explore the teen driving laws in your state with the chart below.6
State | Minimum age for learner’s permit | Curfew | Supervision | Passengers | Electronic devices | School requirements |
---|---|---|---|---|---|---|
Alabama | 15 | 12 a.m.- 6 a.m. Exceptions: Accompanied by a legal guardian, parent, or licensed adult 21 or older with parental consent Going to or from place of work, school or religious-sponsored event, due to a medical, fire, or law enforcement emergency, or driving to or from hunting/fishing activities in possession of required licenses |
Licensed driver 21 or older for 15-year-olds Any licensed driver for 16-year-olds or older | Can’t have more than 1 non-family members other than parent, guardian, or supervising licensed driver 21 or older | Can’t use any non-essential handheld communication device | None |
Alaska | 14 | 1 a.m- 5.00 a.m. Exceptions: Accompanied by a licensed driver 21 or older Driving to or from place of employment among most direct route |
Licensed driver 21 or older with at least 1 year of experience in the type of vehicle you are driving; must be in passenger seat | Can’t have passengers under 21 unless they’re siblings or legal guardians | Can’t use any wireless communication device | None |
Arizona | 15.5 | None | Licensed driver 21 or older; must be in passenger seat | None | Can’t use any wireless communication device | None |
Arkansas | 14 | 11 p.m. to 4 a.m. | Licensed driver 21 or older | Can’t have more than 1 passenger under the age of 18 | Can’t use any wireless communication device | None |
California | 15.5 | 11 p.m.- 5 a.m. | Licensed driver who is your parent, guardian, or adult 25 years or older; must be in passenger seat | Can’t have passengers under 20 years old Exceptions: Accompanied by a parent or guardian, a licensed driver 25 years or older, or a licensed/certified driving instructor. | Can’t use any wireless communication device | None |
Colorado | 15 | 12 a.m.- 5 a.m Exceptions: Going to or from place of work, school or religious-sponsored event, due to a medical, fire, or law enforcement emergency, and emancipated minors | Licensed driver, driving instructor, parent, legal or guardian 21 years or older; must be in passenger seat | No restrictions on passengers if acompanied by a driving instructor, parent, legal guardian, or licensed adult 21 years of age or older in the front seat | Can’t use any wireless communication device | None |
Connecticut | 16 | None, as long as learner’s permit holder is accompanied by a qualified supervisor | Driving instructor, parent, legal guardian or a licensed driver who is at least 20 | Driving instructor, parents, legal guardian or a licensed driver who is at least 20 | Can’t use any wireless communication device | None |
Delaware | 16 | 10 p.m. to 6 a.m.
Exceptions: |
Driving instructor, parent, legal guardian or a licensed driver who is at least 25 years old and has held a Class D license for at least 5 years; must be in passenger seat | Can’t have more than 1 non-family members other than parent, guardian, or supervising licensed driver for the first 12 months. | Can’t use any wireless communication device | None |
Florida | 15 | Can’t drive whenever the sun has set for first 3 months, and from month 4 on, after 10 p.m. | Licensed driver 21 years or older; must be in passenger seat | No restrictions on passengers | Can’t use any wireless communication device | Must maintain school attendance |
Georgia | 15 | 12-6 a.m. | Licensed driver 21 years or older; must be in passenger seat | 1 licensed driver 21 years or older and immediate family members | Can’t use any wireless communication device | Enrolled in school |
Hawaii | 15.5 | 11 p.m.- 5 a.m. Exceptions: Parent or guardian must be in passenger seat | Licensed driver 21 years or older; must be in passenger seat | No restrictions on passengers | Can’t use any wireless communication device | None |
Idaho | 14.5 | 10 p.m. to 5 a.m. (unless parent or guardian is in passenger seat) | Licensed driver 21 years or older; must be in passenger seat | Passengers not allowed in the front seat if driver is under the age of 16. If under the age of 17 during first 6 months, can only have 1 passenger under 17 unless related by blood, adoption, or marriage |
Can’t use any wireless communication device | Enrolled in school |
Illinois | 15 | 10 p.m- 6 a.m. Sunday- Thursday 11 p.m.- 6 a.m. Friday- Saturday | Licensed driver age 21 or older with at least 1 year of driving experience | 1 in the first seat, and no more passengers than the number of seat belts in the back seat | If under 19, can’t use any electronic devices, even hands-free, except in case of an emergency | None |
Indiana | 15 | None | If under 16, licensed driving instructor or certified driver rehabilitation specialist, a licensed driver 25 or older that must be related to you by blood, marriage, or legal status, or a spouse if they’re licensed and at least 21. Must be in front passenger seat. If under 18, licensed driver 25 or older and related, spouse at least 21, or driver education instructor in front passenger seat. If under 18 and under the care/supervision of Department of Child Services, licensed driver 25 or older and related, or a licensed driver 25 or older approved by Department of Child Services, in passenger’s seat. If 18 or older, any licensed driver 25 or older, or spouse if licensed and 21 or older |
No restrictions on passengers | Can’t use any wireless communication device except to make emergency 911 calls | None |
Iowa | 14 | None | Parent, guardian, custodian, an immediate family member at least 21, a driver education instructor, or a person at least 25 years with written permission from your parent, guardian, or custodian; supervisors must have valid driver’s licenses | Can’t carry more passengers than the number of seat belts in the vehicle | Can’t use any wireless communication device except to make emergency 911 calls | None |
Kansas | 14 | None | Licensed adult at least 21 in front seat at all times | No restrictions on passengers | If under 17, can’t use any wireless communication device except to make emergency 911 calls | None |
Kentucky | 16 | 12 a.m.- 6 a.m. Exceptions: Emergencies, school or work-related activities | Licensed adult at least 21 in front passenger seat at all times | Except when accompanied by a driver training instructor, permit holders under 18 can’t drive with more than one unrelated person under the age of 20 | If under 18, can’t use cell phones, even hands-free (except for emergencies) | Enrolled in school |
Louisiana | 15 | 12 a.m.- 5 a.m. Exceptions: When accompanied by a licensed parent or legal guardian with at least 1 year of driving experience | Licensed parent, guardian, or adult at least 21, or a licensed sibling at least 18 | No restrictions on passengers if accompanied by licensed parent, guardian, or adult at least 21, or a licensed sibling at least 18 | Can’t use any wireless communication device, even hands-free, except to make emergency 911 calls | None |
Maine | 15 | 12 a.m.- 5 a.m. | Licensed driver who’s at least 20 and has held a valid license for at least 2 years; must sit in front passenger seat at all times | Licensed driver who’s at least 20 and has held a valid license for at least 2 years, and immediate family members | Can’t use electronic handheld device or cellphone | None |
Maryland | 15.75 | 12 a.m. to 5 a.m., unless accompanied by a licensed driver 21 years or older with at least three years of driving experience | Licensed driver 21 years or older who has held a license for at least 3 years; must be in passenger seat | No restrictions on passengers | Can’t use phones at all, even hands-free, except when making an emergency 911 call | Yes, if under 16, must be in school or home school and cannot have more than 10 unexcused absences during the prior school semester |
Massachusetts | 16 | If under 18, can’t drive between 12 a.m.- 5 a.m Exceptions: Accompanied by a parent/legal guardian who has a valid license and at least 1 year of driving experience | Licensed driver at least 21 with at least 1 year of driving experience in the passenger seat | No restrictions on passengers | Not allowed to use any electronic devices, even in hands-free mode | None |
Michigan | 14.75 | 10 p.m. to 5 a.m. (unless accompanied by a supervising adult 21 years or older who has a valid license) | Licensed parent or guardian, any licensed driver 21 or older that the parent/guardian has designated, or teen-certified education provider | No passengers except licensed supervising parent or guardian, or teen-certified education provider | Handheld ban except to report a traffic accident, medical emergency, serious road hazard, situation in which you think your personal safety is in jeopardy, or a crime/potential crime against yourself or another person | None |
Minnesota | 15 | For first 6 months, can’t drive between 12 a.m.-5 a.m. Exceptions: Accompanied by a licensed driver 25 or older, driving to/from place of employment, school event and home, or driving for employment purposes | Licensed driver at least 21 | For the first 6 months, only 1 passenger under 20 permitted Exceptions: Licensed parent/guardian For second 6 months, can have up to 3 passengers under 20 Exceptions: Immediate family members | Can’t use a cell phone at all while driving if under 18 | None |
Mississippi | 15 | Sunday to Thursday: 10 p.m. to 6 a.m
Friday and Saturday: 11:30 p.m. to 6 a.m. |
Licensed driver at least 21 in passenger’s seat | First six months: No more than one passenger under 20 years old
Second six months: No more than three passengers under 20 years old |
Can’t use a wireless communication device while the vehicle is in motion unless you’re reporting reckless/negligent behavior, believe you or someone else is in physical danger, or are communicating for an emergency situation | School attendance form for 15-17-year-olds. If under 18 and married, this form isn’t required, but must present marriage license. Also not required for 17 -year-olds 2 months away from their 18th birthdays |
Missouri | 15 | 1 a.m. to 5 a.m. | If under 16, must have a parent, legal guardian, grandparent, qualified driving instructor, or licensed driver 25 or older who has a minimum of 3 years of licensure and written permission from a parent/guardian or their designee, if disabled; for drivers over 16, need a licensed driver at least 21 in the front passenger seat |
First six months: only one passenger under 19 who is not a family member
After six months: up to three passengers under 19 who are not family members |
If under 21, can’t use a handheld mobile device while driving | None |
Montana | 14.5 | 11 p.m. to 5 a.m
Exceptions: |
Licensed parent or guardian, or licensed driver 18 or older who the parent/guardian authorized | First six months: only one unrelated passenger under age 18
After six months: up to three unrelated passengers under 18 unless supervised by a licensed driver who is at least 18 years old |
No statewide law barring use of cell phones while driving, but phone use while driving not permitted until getting full driver’s license | None |
Nebraska | 15 | None | Licensed driver 21 or older in front passenger seat | No restrictions on passengers | Can’t use handheld devices while driving | None |
Nevada | 15.5 | Under the age of 18: 10 p.m. to 5 a.m. (unless traveling to or from a scheduled event, including as school activities or work) |
Licensed driver 21 or older who has had a license for at least 1 year in front passenger seat | Only qualified supervision allowed until licensed | Handheld ban except for reporting a medical emergency, safety hazard, or criminal activity | Under 18: must prove that you meet minimum school attendance requirements |
New Hampshire | 15.5 (but technically no learner’s permit, just license) | If under 18, can’t drive between 1 a.m.- 4 a.m. | Licensed parent, guardian, or adult at least 25 in front passenger seat | If under 20, no more than 1 passenger under 25 within first 6 months of license (unless they’re family or you’re accompanied by a licensed and responsible driver 25 or older) | Handheld ban for all drivers | None |
New Jersey | 16 | 11:01 p.m.- 5 a.m. | Adult 21 or older with a valid New Jersey driver’s license and at least 3 years of driving experience | Only parents, guardians, or dependents, plus only 1 other passenger unless accompanied by parent/guardian | No electronic device use allowed, even if hands-free | None |
New Mexico | 15 | 12 p.m.- 5 a.m. Exceptions: Unless accompanied by a licensed driver 21 or older or traveling to or from school or work, for medical needs,or religious functions | Licensed driver 21 or older with at least 3 years of driving experience | Can’t have more than 1 passenger under 21 unless they’re an immediate family member or there is a licensed driver 21 or older in the car | Handheld ban | None |
New York | 16 | 9:00 p.m. to 5 a.m. | Driver 21 or older with a valid license | During non-curfew hours: no more than one passenger under the age of 21 unless passengers are immediate family members | Handheld ban | None |
North Carolina | 15 | First 6 months, can only drive between 5 a.m.- 9 p.m. | Licensed adult in front passenger seat | No restrictions on passengers | Can’t use mobile devices at all | None |
North Dakota | 14 | None | Adult 18 or older with at least 3 years of driving experience in front seat | Can’t have more passengers than car is designed to carry | Can’t use mobile devices at all | None |
Ohio | 15.5 | 12 a.m.-6 a.m. Exceptions: Accompanied by a parent or legal guardian with a valid license in the passenger seat | Parent or legal guardian with a valid license | If the driver is under 17, can’t have more than 1 passenger who isn’t a family member unless they are accompanied by a parent or legal guardian | Can’t use mobile devices at all | None |
Oklahoma | 15.5 | Can only drive between 5 a.m.- 10 p.m. | Licensed driver 21 or older in front seat | No restrictions on passengers | Can’t text while driving; must “devote…full time and attention” to driving | None |
Oregon | 15 | If under 18, can’t drive between 12 p.m.- 5 a.m. Exceptions: Driving between home and work/school event, or with a licensed driver 25 or older | Licensed drivers 21 or older if driver is under 18 | First 6 months, if under 18, can’t have passengers under age 20 except for immediate family After the first 6 months, can carry up to 3 non-family passengers under age 20 | All cell phone use prohibited, even hands-free | None |
Pennsylvania | 16 | 11 p.m. to 5 a.m. | Licensed driver over 21 or parent, guardian, person in loco parentis, or licensed spouse 18 or older in front seat | Only one non-family member under the age of 18 in the vehicle unless a parent or legal guardian is present (family members excluded); no more passengers in car allowed than number seat belts. | Can’t text while driving | None |
Rhode Island | 16 | None | Licensed driver 21 or older with at least 5 years of licensure in front passenger seat | No restrictions on passengers | Can’t use handheld wireless devices, but can use hands-free systems like GPS | None |
South Carolina | 15 | Can only drive from 6 a.m.- 12 a.m. | Licensed driver at least 21 with at least 1 year of driving experience in front seat | Up to two passengers under the age of 21 in the car (unless accompanied by a licensed adult who is at least 21 years old or transporting family members or students to and from school) |
Can’t text and drive | None |
South Dakota | 14 | Can only drive between 6 a.m.-10 p.m. Exceptions: A parent/legal guardian must be in front seat | If under 18, must have a parent/legal guardian, or another licensed adult with 1 year of driving experience in front seat If over 18, must have any licensed adult with at least 1 year of driving experience in front seat | First 6 months of permit, can’t have any passengers outside of immediate family/household. After 6 months, can have 1 passenger outside of immediate family/household | Can’t use any wireless communication devices while driving | None |
Tennessee | 15 | 10 p.m.- 6 a.m. | Licensed driver at least 21 in front seat | No restrictions on passengers | Can’t use cell phones while driving | Must prove attendance/satisfactory progress in school |
Texas | 15 | 12 a.m.- 5 a.m. | Licensed driver 21 or older in front passenger seat | No restrictions on passengers | Can’t use wireless communication device, even in hands-free mode, except for emergencies | Evidence of enrollment, diploma or GED |
Utah | 15 | If 15-17: 12 a.m.- 5 a.m. Exceptions: If accompanied by a licensed driver 21 or older in front passenger seat Driving from work, school, or farming-related activity, or emergencies |
If 15-17: A licensed driving instructor, parent or legal guardian in front passenger seat If over 18: A licensed driver 21 or older in front passenger seat | If 15-17: A licensed driving instructor, parent or legal guardian in front passenger seat; immediate family members allowed If over 18: A licensed driver 21 or older in front passenger seat; other passengers allowed in vehicle |
Can’t use communication devices while driving | None |
Vermont | 15 | None | Licensed and unimpaired parent, guardian, driver education instructor or individual 25 or older sitting in the front passenger seat | No restrictions on passengers | Can’t use any portable electronic device even while vehicle is parked on a public highway | None |
Virginia | 15.5 | If under 18: 12 a.m.- 4 a.m. Exceptions: Driving for work, school, religious-related activities If a licensed parent or guardian sits in the front passenger seat, or emergencies |
Licensed driver at least 21 in front passenger seat; may be 18 if they are your legal guardian or immediate family member Exception: If you are at least 16 and 3 months and under 18, you have had your permit for 9 months, and hold a parent-signed Virginia Driving Training Certificate, you may drive without a licensed driver | If under 18: Not more than 1 passenger under 18 allowed except for family members If over 18: No driving alone with passengers in the vehicle Exceptions: Must be accompanied by another licensed driver | Can’t use cell phone even in hands-free mode, unless parked or fully stopped to make an emergency phone call | None |
Washington | 15 | 1 a.m.- 5 a.m. Exceptions: Accompanied by a licensed driver 25 or older | Licensed driver with at least 5 years of driving experience in front passenger seat. | Passengers allowed if they wear seat belts | Can’t use wireless communication device, even in hands-free mode, unless reporting an emergency | None |
West Virginia | 15 | 10 p.m.- 5 a.m. | Licensed driver at least 21 in front passenger seat | Not more than 2 non-family passengers in addition to the supervising adult | Can’t use wireless communication device, even in hands-free mode | Enrolled in school or GED program or graduated |
Wisconsin | 15.5 | Must have qualified instructor or licensed person 25 or older with at least 2 years driving experience | A qualified instructor, parent, guardian or spouse 19 or older, or a person 21 or older; if the permit holder is under 18, the licensed supervisor must have written authorization for the minor’s parent or guardian | A qualified instructor, parent, guardian or spouse 19 or older, or a person 21 or older Immediate family members allowed to ride in the back seat | Can’t use wireless communication device unless reporting an emergency | Enrolled in school or in a home-school program (if under 18) |
Wyoming | 15 | 11 p.m.- 5 a.m. Exceptions: A licensed driver is 18 or older in the front passenger seat | Licensed driver at least 18 in front passenger seat | Only 1 passenger under 18 allowed who is not an immediate family member | Can’t use wireless communication or electronic handheld device | None |
To encourage safer driving, states subject teens to harsher penalties than adult drivers.
Surprisingly, teen drivers are less likely than adults to drink and drive. Over the past 30 years, raising the minimum drinking age to 21, zero-tolerance underage BAC laws, and GDL restrictions like required adult supervision and curfews have all contributed to a decrease in teen drinking and driving.
However, due to teens’ inexperience, their crash risk is higher when they do drink and drive. Of drivers between 15 and 20 years old who were in a fatal crash, 30 percent had BAC levels of 0.01 percent, while 25 percent had BACs of 0.08 percent or more.7
Many states impose stricter DUI laws on teens than adult drivers. For example, while all states as well as Washington, D.C., have a BAC limit of 0.08 percent, many states charge drivers under the age of 21 with DUI if their BAC is above 0 or 0.02 percent.
Additionally, some states impose driving restrictions as a punishment for underage consumption of, possession of, or attempts to buy alcohol. These are known as “use/lose laws,” and they can either be mandatory or at the court’s discretion.
Explore your state’s laws on underage drinking and driving in the chart below.8
State | BAC limit for drivers under 21 | Use/lose law | Penalties for underage DUI |
---|---|---|---|
Alabama | 0.02% | Yes, mandatory | A first violation results in a 30-day license suspension. Additional penalties can include revocation and required participation in a DUI or substance abuse program. |
Alaska | 0% | No | A minor operating a vehicle after consumption of alcohol is an infraction. A first violation is punishable by a fine of $500 and 20-40 hours of community service. A second violation is punishable by a fine of $1,000 and 40-60 hours of community service. Where there are 2 or more prior violations, the court must impose a fine of $1,500 and require 60-80 hours of community service. |
Arizona | 0% | Yes, discretionary | For a first violation, penalties can include up to 10 days in prison, a fine up to $1,600, and license suspension for up to 360 days. |
Arkansas | 0.02% | Yes, mandatory | Penalties can include driver’s license suspension for up to 6 months, a jail sentence of 24 hours to 1 year, a fine of up to $1,000, and public service work. |
California | 0.01% | Yes, mandatory | Penalties can include a $25- fine, driver’s license suspension and mandatory attendance in a DUI prevention program. |
Colorado | 0.02% | Yes, mandatory | A first offense can be punished with a 3-month license suspension, a fine, and community service. |
Connecticut | 0.02% | Yes, mandatory | A first offense can be punished by a $500-$1,000 fine, imprisonment for up to 6 months, license suspension for up to 45 days, and the required use of an ignition interlock system for up to 1 year. |
Delaware | 0.02% | Yes, mandatory | A first offense can be punished by a 2-month license suspension and a fine of up to $200. |
District of Columbia | 0% | Yes, mandatory | A first offense can be punished by a fine of up to $300, 90 days in jail, and a 90-day driver’s license suspension. |
Florida | 0.02% | Yes, mandatory | A first offense can be punished with a driver’s license suspension. If the BAC is 0.05% or higher, the suspension will stay in place until the completion of a substance abuse course. |
Georgia | 0.02% | Yes, mandatory | A first offense is deemed a misdemeanor and can be punished by participation in an alcohol risk-reduction program, a fine of up to $1,000, imprisonment for up to 12 months, and at least 20 hours of community service. |
Hawaii | 0% | Yes, mandatory | For a first violation, the minor and their guardian must attend an alcohol abuse education and counseling program. Drivers under 21 face a prompt 180-day license suspension. |
Idaho | 0.02% | Yes, mandatory | A violation is considered a misdemeanor, and punishment for a first offense can include a fine of up to $1,000, license suspension for 1 year, and participation in an alcohol evaluation. |
Illinois | 0% | Yes, mandatory | A violation results in license suspension for at least 3 months, among other possible penalties. |
Indiana | 0.02% | No | A violation involving a 0.02%-0.08% BAC can result in the suspension of driving privileges for up to 1 year and a fine of up to $500. For a violation involving a BAC of 0.08% or higher, punishments can include up to 60 days in prison, required participation in an alcohol abuse program, and up to 180 hours of community service. |
Iowa | 0.02% | Yes, discretionary | For a first offense with a BAC less than 0.08%, a minor will have their license suspended for 6 months and will not be eligible for temporary restricted licenses for an additional 60 days. For an offense involving a BAC of 0.08% or higher, punishments can include license suspension, up to 1 year in prison, and a fine of up to $1,250. |
Kansas | 0.02% | Yes, mandatory | A first-time offender with a 0.02%-0.08% BAC can be punished with a 30-day license suspension. If a minor has a BAC of 0.08% or higher, they also face license suspension for 30 days, with restrictions for an additional 330 days, as well as up to 1 year in prison and a fine of up to $1,000. |
Kentucky | 0.02% | No | For a first offense not involving a BAC of 0.08 or higher, a minor will have their license suspended for 30-180 days and face a fine of up to $500 or up to 20 hours of community service. For a first offense involving a BAC of 0.08% or higher, a minor can face a fine up to $500, or up to 30 days in prison, community service, and license suspension for up to 18 months. |
Louisiana | 0.02% | Yes, mandatory | A first offense is punishable by a fine of up to $250, imprisonment for up to 3 months, completion of a driver education and substance abuse program, community service, and license suspension. |
Maine | 0% | No | A juvenile with any measurable amount of alcohol in their system while operating a motor vehicle will have their license suspended for 1 year for a first-time violation. A juvenile who refuses to take a chemical test faces a license suspension of 18 months. A juvenile with a BAC of 0.08% or higher faces prosecution for OUI with a license suspension of at least 1 year, a fine of up to $500. |
Maryland | 0% | Yes, discretionary | A first-time violator must participate in the ignition interlock program. A minor convicted of DUI (BAC of 0.08% or higher) faces license suspension, a fine of up to $1,000, 12 points on their driving record, and up to 1 year in jail. |
Massachusetts | 0.02% | Yes, mandatory | A first-time violator age 18-20 will have their license suspended for 180 days. A violator under age 18 will have their license suspended for 1 year. A violator could also face a fine of up to $5,000, up to 2.5 years of jail time, and participation in a youth alcohol program. |
Michigan | 0% | No | A first-time offender faces a fine of up to $250, up to 360 hours of community service, license restriction for 30 days, and driver responsibility fees of $500 for 2 years. |
Minnesota | 0% | No | A first-time offender with a BAC under 0.08% faces license suspension for 30 days. If the BAC is 0.08% or higher, the offender faces a fine of up to $3,000, up to 90 days in jail, and a license suspension for up to 180 days. |
Mississippi | 0.02% | Yes, mandatory | A first-time offender with a BAC under 0.08% faces a fine of up to $250, mandatory participation in an alcohol safety education program, license suspension for up to 90 days, and attendance at victim impact panels. An offender with a BAC of 0.08% or higher also faces a fine of up to $1,000 and up to 2 days in prison. |
Missouri | 0.02% | Yes, mandatory | An offender with a BAC under 0.08% faces license suspension for 90 days, participation in a substance abuse program, a fee of up to $1,000, and a license reinstatement fee. |
Montana | 0.02% | Yes, mandatory | A first-time offender with a BAC under 0.08% faces a fine of up to $500, participation in a chemical dependency education course, license suspension for 90 days, and a license reinstatement fee. |
Nebraska | 0.02% | Yes, discretionary | A first-time violator faces a license suspension for up to 6 months, a fine of up to $500, and imprisonment for up to 60 days. |
Nevada | 0.02% | Yes, mandatory | A first-time offender with a BAC under 0.08% faces license suspension for up to 185 days, a fine of up to $1,000, and jail time of 2 days to 6 months. An underage offender must also submit to a substance abuse evaluation. |
New Hampshire | 0.02% | Yes, discretionary | A first-time offender faces license suspension for at least 1 year, a fine of at least $500, referral to substance abuse screening and evaluation, and required participation in an impaired driver education program. |
New Jersey | 0.01% | Yes, mandatory | A first-time offender faces license suspension for up to 90 days, community service for up to 30 days. and participation in an alcohol and traffic safety education program. |
New Mexico | 0.02% | Yes, discretionary | A first-time offender faces license revocation for 1 year, up to 15 days in jail or up to 2 years in a rehab facility, and a fine up to $500. |
New York | 0.02% | No | A first-time offender with a BAC under 0.08% faces license revocation for 6 months, a $100 reinstatement fee, and $125 in civil penalties. |
North Carolina | 0% | Yes, mandatory | A first-time offender with a BAC under 0.08% faces license suspension, a fine of up to $1,000, and up to 60 days in jail. |
North Dakota | 0.02% | No | A first-time offender faces license suspension for 91 days, a fine of up to $750, and up to 1 year in jail. |
Ohio | 0.02% | No | A first-time offender faces license suspension for 90 days, a fine of up to $1,000, and up to 6 months in jail. |
Oklahoma | 0% | Yes, mandatory | A first-time offender faces seizure of their license at the time of their arrest, a fine of up to $500, up to 20 hours of community service, and required participation in a treatment program. |
Oregon | 0% | Yes, mandatory | A first-time offender faces license suspension of up to 1 year, jail time for up to 90 days, and a fine of up to $1,000. |
Pennsylvania | 0.02% | Yes, mandatory | A first-time offender faces up to 6 months in jail, license suspension for up to 18 months, a fine of up to $5,000, required participation in an alcohol safety school, and alcohol treatment. |
Rhode Island | 0.02% | Yes, mandatory | A first-time offender faces license suspension for up to 18 months, community service for up to 60 hours, required attendance at a course on intoxicated driving, and participation in an alcohol treatment program. |
South Carolina | 0.02% | Yes, mandatory | A first-time offender faces license suspension for up to 6 months, jail time for up to 30 days, and a fine of at least $400. |
South Dakota | 0.02% | Yes, discretionary | A first-time offender faces license suspension for 30 days, up to 30 days in jail, and a fine of up to $500. |
Tennessee | 0.02% | Yes, mandatory | A first-time offender faces license suspension of 1 year and a fine of $250. |
Texas | 0% | Yes, mandatory | Penalties for a first-time offender include a license suspension of up to 180 days, a fine of up to $500, required attendance at an alcohol awareness class, and 20-40 hours of community service. |
Utah | 0% | Yes, mandatory | Penalties for a first-time offender include license suspension for up to 2 years, mandatory ignition interlock device (IID) installation for 3 years, and a maximum fine of $1,000. |
Vermont | 0.02% | No | A first-time offender faces a 6-month license suspension, required participation in an alcohol and driving education program and a treatment assessment, and the possible use of an ignition interlock system. |
Virginia | 0.02% | Yes, mandatory | A first-time offense is punishable by a 1-year license forfeiture, a fine of at least $500, or at least 50 hours of community service. |
Washington | 0.02% | Yes, mandatory | A first-time offender faces a punishment of license suspension for 90 days, a fine of $1,000, and up to 90 days of jail time. |
West Virginia | 0.02% | No | A first-time offense is punishable by a fine of up to $100 and license suspension for up to 60 days or an ignition interlock system for 30 days. |
Wisconsin | 0% | Yes, discretionary | A first-time offender faces a 3-month suspension of their license, a fine of up to $500, and additional fines if there were other minor passengers. |
Wyoming | 0.02% | Yes, mandatory | A first-time offender faces a 90-day license suspension, a fine of up to $750, and mandatory substance abuse assessment and treatment. |
Violations like speeding or not following the restrictions of the GDL can result in delays of license progressions and other penalties specific to teens.
In addition to ensuring teen drivers follow all state laws, it’s a good idea to establish rules and expectations for teens about appropriate and safe driving behavior. You might even write out a parent-teen driving agreement to make sure you’re on the same page about driving privileges.
The cost of auto insurance for teens is higher than it is for adults because insurance providers consider teens high-risk drivers. In addition, insuring a teenage boy is typically more expensive than it is for a teenage girl. That’s because male teen drivers cause more crashes than any other group.
The cost of auto insurance for teens decreases by age. The cost of car insurance for 16-year-olds is the highest, with an annual average of $4,709 The cost of car insurance for 19-year-olds is the lowest, with an annual average of $2,748.
The average annual cost of auto insurance for 17-year-olds and the average annual cost of auto insurance for 18-year-olds are $4,318 and $3,280, respectively.
Usually, it’s cheaper to add a teen to your auto policy, rather than buy them a separate policy. To find the best deal, get quotes from a few providers and ask about discounts. It’s best if a teen drives a vehicle with safety features that isn’t too expensive, as it will most likely need repairs.
Some providers offer discounts if a teen maintains a good GPA, is in college or taking college classes, or took a defensive driving course.
Due to their inexperience, teens are subject to stricter driving laws, face increased penalties for violations, and pay the most for insurance. Teens and their families should familiarize themselves with teen driving laws in order to avoid penalties and stay safe on the road.
Read on for answers to your additional questions about teen driving laws.
Teen driving laws have changed quite a bit over the past 30 years.
In the 1990s, states began adopting GDL laws, which impose special restrictions on teen drivers and require them to learn to drive under adult supervision. By 2006, all states had some form of GDL laws. Before that, most states allowed teens full driving privileges at the age of 16. Over the years, many studies have found that teen driving laws reduce crashes and fatalities.
While most states permit teens to get their learner’s permit at age 15 or 16, some states set the limit at age 14, as long as they are supervised by a licensed adult. These states include:
Even though teens can get on the road at a younger age, they still have to follow the rules of their state’s GDL programs to get a full driver’s license.
In some cases, driving laws stipulate that parents are liable for teens’ actions on the road. Specifically, if a parent knows that their teen is a danger to others on the road (e.g., the teen has a history of at-fault accidents or tickets for reckless driving) and allows them to drive unsupervised, the parent may be liable if the teen causes an accident.
Parents hold strong influence over teens’ driving. Studies find that when parents impose driving restrictions beyond what the law requires and set a good example for driving behavior themselves, teens tend to drive more safely and get into fewer crashes.
Some states have stricter teen driving laws than others because, as with any other driving law, each state can determine their own teen driving laws.
Risk Factors for Teen Drivers. CDC. https://www.cdc.gov/teen-drivers/risk-factors/index.html
Background On: Teen drivers. Insurance Information Institute. (2024). https://www.iii.org/article/background-on-teen-drivers
Fatality Facts 2022. IIHS. https://www.iihs.org/topics/fatality-statistics/detail/teenagers
Teen Driving. NHTSA. (2024). https://www.nhtsa.gov/road-safety/teen-driving
Teen Distracted Driver Data. U.S. Department of Transporatation. (2024, Apr). file:///Users/brittanychirico/Downloads/Teen%20and%20Distracted%20Driving%20in%202022.pdf
Graduated licensing laws. IIHS. (2024). https://www.iihs.org/topics/teenagers/graduated-licensing-laws-table
Teen DUI Statistics and Other Impaired Driving Statistics. Children’s Hospital of Philadelphia. (2024). https://teendriversource.research.chop.edu/teen-crash-risks-prevention/rules-of-the-road/impaired-driving
DUI Under 21 Laws by States. FindLaw. (2023, Nov 14). https://www.findlaw.com/dui/laws-resources/dui-under-21-laws-by-state.html